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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 37 of 949
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Elan Financial Services№ 913

Visa® Business Zero+ Card

Visa card issued by Elan Financial Services.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Elan Financial Services№ 914

Visa® College Real Rewards

Visa card issued by Elan Financial Services.

StudentRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Elan Financial Services№ 915

Visa® CommUNITY

Visa card issued by Elan Financial Services.

BusinessPoints
Annual feeNot confirmed
Top earn rate1xOther
Elan Financial Services№ 916

Visa® Everyday Rewards+

Visa card issued by Elan Financial Services.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Elan Financial Services№ 917

Visa® Max Cash Preferred

Visa card issued by Elan Financial Services.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Elan Financial Services№ 918

Visa® Max Cash Secured

Visa card issued by Elan Financial Services.

SecuredCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Digital Federal Credit Union (DCU)№ 919

Visa® Platinum Credit Card

Visa card issued by Digital Federal Credit Union (DCU).

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Digital Federal Credit Union (DCU)№ 920

Visa® Platinum Secured Credit Card

Visa card issued by Digital Federal Credit Union (DCU).

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Elan Financial Services№ 921

Visa® Reserve Rewards+ Card

Visa card issued by Elan Financial Services.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Digital Federal Credit Union (DCU)№ 922

Visa® Signature Cash Rewards Credit Card

Visa card issued by Digital Federal Credit Union (DCU).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Elan Financial Services№ 923

Visa® Travel Rewards+

Visa card issued by Elan Financial Services.

TravelRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Elan Financial Services№ 924

Visa® Zero Card

Visa card issued by Elan Financial Services.

Rewards
Annual feeNot confirmed
Top earn rate4%travel booked directly in the Rewards Center
Vystar Credit Union№ 925

VyStar Savings Secured Visa

Visa card issued by Vystar Credit Union.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Vystar Credit Union№ 926

VyStar Visa Platinum

Visa card issued by Vystar Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Vystar Credit Union№ 927

VyStar Visa Signature Cash Back

Visa card issued by Vystar Credit Union.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Vystar Credit Union№ 928

VyStar Visa Signature Rewards

Visa card issued by Vystar Credit Union.

PointsRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Citibank / Citigroup№ 929

Wayfair Credit Cards

Credit card issued by Citibank / Citigroup.

GroceriesNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Wells Fargo№ 930

Wells Fargo Active Cash® Card

Visa card issued by Wells Fargo.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Wells Fargo№ 932

Wells Fargo Autograph® Card

Visa card issued by Wells Fargo.

DiningEntertainment
Annual fee$0per year
Top earn rateNot confirmed
Wells Fargo№ 933

Wells Fargo Reflect® Card

Visa card issued by Wells Fargo.

Balance TransferNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Wescom Central Credit Union№ 936

Wescom Active Visa

Visa card issued by Wescom Central Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Wings Financial Credit Union№ 937

Wings Visa Platinum Credit Card

Visa card issued by Wings Financial Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Tower Federal Credit Union№ 938

World Mastercard

$100 cash back when you spend $1,000 on purchases within the first three months of account opening.^

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5%Not yet checked with Tower Federal Credit UnionOther
JPMorgan Chase Bank№ 940

World of Hyatt Credit Card

Visa card issued by JPMorgan Chase Bank.

DiningHotel
Annual fee$95per year
Top earn rateNot confirmed
Logix Federal Credit Union№ 941

World Rewards Mastercard

Earn valuable rewards on every purchase! Spend $2,500 in purchases on your World Rewards Mastercard in the first 90 days, and get 10,000 bonus points† - that's $100 cash back!

Travel InsuranceWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 942

Wyndham Rewards Earner® Business Card

Mastercard issued by Barclays US (Barclays Bank Delaware).

BusinessGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 943

Wyndham Rewards Earner® Card

Mastercard issued by Barclays US (Barclays Bank Delaware).

Balance TransferDining
Annual feeNot confirmed
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 944

Wyndham Rewards Earner® Plus Card

Mastercard issued by Barclays US (Barclays Bank Delaware).

Balance TransferDining
Annual fee$95per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 945

Wyndham Rewards Earner® Premier Card

Mastercard issued by Barclays US (Barclays Bank Delaware).

Balance TransferDining
Annual fee$395per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 946

Xbox Mastercard

Mastercard issued by Barclays US (Barclays Bank Delaware).

Balance TransferDining
Annual feeNot confirmed
Top earn rateNot confirmed
WebBank№ 947

Yamaha Card

Visa card issued by WebBank.

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Cross River Bank№ 948

Yendo Credit Card

Mastercard issued by Cross River Bank.

Secured
Annual fee$40per year
Top earn rateNot confirmed
WebBank№ 949

Zip Card

Visa card issued by WebBank.

Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.