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Visa0/4 on file
Annual fee: issuer restricts access
Cross River Bank · Visa

Upgrade OneCard

The Upgrade OneCard is a Visa card from Cross River Bank. Cross River Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Cross River Bank's own site. Here is what we hold on it, and what we do not.

Apply on Cross River BankCompare this card
Opens Cross River Bank’s site

Bank with branches in: Delaware (1), New Jersey (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Upgrade OneCard, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Upgrade OneCard. That may mean there isn’t one, or simply that we have not recorded it — Cross River Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Upgrade OneCard. Rather than print a multiplier we cannot source, this stays blank until Cross River Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Upgrade OneCard?

You'll finish the application on Cross River Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Cross River Bank’s site
Questions

Questions about the Upgrade OneCard

How much is the Upgrade OneCard annual fee?

We could not verify the Upgrade OneCard's annual fee, so we do not print one. Check the current annual fee on Cross River Bank's own site before you apply.

What does the Upgrade OneCard earn?

We could not verify the Upgrade OneCard's earn rates, so we do not print a multiplier. Check them on Cross River Bank's own site.

What network is the Upgrade OneCard on?

The Upgrade OneCard runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Upgrade OneCard available in United States?

Yes — the Upgrade OneCard is issued by Cross River Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this Upgrade OneCard information?

No figure we hold for the Upgrade OneCard has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with Cross River Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Cross River Bank before you apply.