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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
First National Bank of Omaha (FNBO / First Bankcard)№ 337

Getaway℠ Credit Card

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

TravelRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 338

GM Business™ Mastercard®

Mastercard issued by Barclays US (Barclays Bank Delaware).

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 339

GM Rewards™ Mastercard®

Earn 30,000 bonus points after spending $1,000 in the first 90 days of account opening.

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
Navy Federal Credit Union№ 340

GO BIZ Rewards Credit Card

Visa card issued by Navy Federal Credit Union.

BusinessRewards
Annual feeNot confirmed
Top earn rate1xOther
Navy Federal Credit Union№ 341

GO REWARDS Credit Card

Visa card issued by Navy Federal Credit Union.

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
Tower Federal Credit Union№ 343

Gold Mastercard

Mastercard issued by Tower Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate1%Other
Citibank / Citigroup№ 347

Goodyear Credit Card

Credit card issued by Citibank / Citigroup.

No FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 350

GreenSelect Credit Card

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Sutton Bank№ 354

Grow Credit Mastercard

Mastercard issued by Sutton Bank.

Credit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 356

Guitar Center Gear Card

Credit card issued by Synchrony Bank / Synchrony Financial.

Annual feeNot confirmed
Top earn rate5xin-store or online purchases made with your Gear Card
Harvard Federal Credit Union№ 359

Harvard Alumni World MasterCard

Mastercard issued by Harvard Federal Credit Union.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Horizon Credit Union№ 361

HCU VISA Classic

Visa card issued by Horizon Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Citibank / Citigroup№ 368

Home Depot Pro Xtra Credit Card

Credit card issued by Citibank / Citigroup.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Police Federal Credit Union№ 369

HONOR Card

Credit card issued by Police Federal Credit Union.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Bread Financial (Comenity Bank)№ 371

HP Credit Account

Credit card issued by Bread Financial (Comenity Bank).

Annual feeNot confirmed
Top earn rateNot confirmed
HSBC Bank USA№ 373

HSBC Premier World Mastercard

Mastercard issued by HSBC Bank USA.

No FX FeeRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Huntington Bank№ 374

Huntington Cashback Credit Card

Mastercard issued by Huntington Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Huntington Bank№ 376

Huntington Secured Credit Card

Mastercard issued by Huntington Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 380

Iberia Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

AirlineNo FX Fee
Annual fee$95per year
Top earn rate3xIberia, British Airways, and Aer Lingus flight purchases
Illinois Educators Credit Union№ 382

IECU Cashback Credit Card

Visa card issued by Illinois Educators Credit Union.

Cash Back
Annual feeNot confirmed
Top earn rate1%Not yet checked with Illinois Educators Credit UnionOther
JPMorgan Chase Bank№ 383

IHG One Rewards Premier

Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.

DiningGas & Fuel
Annual fee$99per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 384

IHG One Rewards Premier Business

Earn 140,000 Bonus Points after spending $4,000 in the first 3 months from account opening.

BusinessDining
Annual fee$99per year
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.