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Visa0/4 on file
Annual fee not yet checked
Horizon Credit Union · Visa

HCU VISA Classic

The HCU VISA Classic is a Visa card from Horizon Credit Union. We have not yet confirmed its annual fee against Horizon Credit Union's published terms, so we leave it blank rather than print a price nobody checked. Here is what we hold on it, and what we do not.

Annual feeNot confirmed
Top earn rateNot confirmed
Welcome offerNot confirmed
Browse other cardsNo application link on file · apply through Horizon Credit Union directly
Ledger entry

The receipt

Every cost line we hold for the HCU VISA Classic, exactly as recorded.

Annual fee
Not confirmed
Supplementary card
Not confirmed
Foreign transaction
1%Checked files.consumerfinance.gov
Purchase APR
17.5%–21%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the HCU VISA Classic. That may mean there isn’t one, or simply that we have not recorded it — Horizon Credit Union’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the HCU VISA Classic. Rather than print a multiplier we cannot source, this stays blank until Horizon Credit Union’s own terms give us one.

Next step

Ready to apply for the HCU VISA Classic?

We hold no application link for this card. Horizon Credit Union takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the HCU VISA Classic

How much is the HCU VISA Classic annual fee?

We hold no annual fee figure for the HCU VISA Classic that has been confirmed against Horizon Credit Union's published terms, so we do not print one. Check the current annual fee on Horizon Credit Union's own page before you apply.

What does the HCU VISA Classic earn?

We hold no category earn rates for the HCU VISA Classic. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from Horizon Credit Union's terms.

What network is the HCU VISA Classic on?

The HCU VISA Classic runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the HCU VISA Classic available in United States?

Yes — the HCU VISA Classic is issued by Horizon Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the HCU VISA Classic figures last checked?

We checked its foreign transaction fee in December 2025 and its purchase APR in December 2025, each against a published document. Terms can change without notice, so confirm the current details with Horizon Credit Union before you apply.