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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Network
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
First Tech Federal Credit Union№ 195

Choice Rewards World Mastercard®

Mastercard issued by First Tech Federal Credit Union.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Citibank / Citigroup№ 197

Citi Double Cash® Card

Mastercard issued by Citibank / Citigroup.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Citibank / Citigroup№ 198

Citi Simplicity® Card

Mastercard issued by Citibank / Citigroup.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Citibank / Citigroup№ 199

Citi Strata Elite℠ Card

Mastercard issued by Citibank / Citigroup.

DiningLounge Access
Annual fee$595per year
Top earn rateNot confirmed
Citibank / Citigroup№ 200

Citi Strata Premier® Card

Mastercard issued by Citibank / Citigroup.

EV ChargingNo FX Fee
Annual fee$95per year
Top earn rateNot confirmed
Citibank / Citigroup№ 201

Citi Strata℠ Card

Mastercard issued by Citibank / Citigroup.

DiningEV Charging
Annual fee$0per year
Top earn rateNot confirmed
Citibank / Citigroup№ 205

Citi® Diamond Preferred® Card

Visa card issued by Citibank / Citigroup.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Citibank / Citigroup№ 206

Citi® Secured Mastercard®

Mastercard issued by Citibank / Citigroup.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Citizens Bank№ 207

Citizens Amp® Mastercard®

Mastercard issued by Citizens Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Sunwest Federal Credit Union№ 214

Classic Card

Mastercard issued by Sunwest Federal Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Matanuska Valley Federal Credit Union№ 215

Classic Credit Card

Visa card issued by Matanuska Valley Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Apl Federal Credit Union№ 216

Classic Visa Credit Card

Visa card issued by Apl Federal Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
State Employees' Credit Union (SECU)№ 217

Classic Visa® Credit Card

Visa card issued by State Employees' Credit Union (SECU).

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
WebBank№ 218

Cleo Credit Builder Card

Visa card issued by WebBank.

Credit BuildingSecured
Annual feeNot confirmed
Top earn rateNot confirmed
Cardless, Inc.№ 220

Coinbase One Card

Amex card issued by Cardless, Inc..

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Coloramo Federal Credit Union№ 221

Coloramo Classic Visa

Visa card issued by Coloramo Federal Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Coloramo Federal Credit Union№ 223

Coloramo Platinum Visa

Visa card issued by Coloramo Federal Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Comerica Bank№ 228

Comerica Reserve Rewards+ Card

Visa card issued by Comerica Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Comerica Bank№ 231

Comerica Travel Rewards+ Card

Visa card issued by Comerica Bank.

TravelRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Comerica Bank№ 233

Comerica Visa Platinum Card

Visa card issued by Comerica Bank.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Comerica Bank№ 237

Comerica Zero+ Card

Visa card issued by Comerica Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Stride Bank№ 240

Company Rewards Charge Card

Visa card issued by Stride Bank.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.