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Visa0/4 on file
Annual fee: issuer restricts access
State Employees' Credit Union (SECU) · Visa

Classic Visa® Credit Card

Low Interest

The Classic Visa® Credit Card is a Visa card from State Employees' Credit Union (SECU). State Employees' Credit Union (SECU)'s site does not let us read its terms, so we leave the annual fee blank — check it on State Employees' Credit Union (SECU)'s own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with State Employees' Credit Union (SECU): foreign transaction fee. State Employees' Credit Union (SECU)’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on State Employees' Credit Union (SECU)Compare this card
Opens State Employees' Credit Union (SECU)’s site

Credit union with branches in: North Carolina (275). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Classic Visa® Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
1%Two independent reads agree · not quoted verbatimncsecu.org
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Classic Visa® Credit Card. That may mean there isn’t one, or simply that we have not recorded it — State Employees' Credit Union (SECU)’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Classic Visa® Credit Card. Rather than print a multiplier we cannot source, this stays blank until State Employees' Credit Union (SECU)’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Classic Visa® Credit Card?

You'll finish the application on State Employees' Credit Union (SECU)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens State Employees' Credit Union (SECU)’s site
Questions

Questions about the Classic Visa® Credit Card

How much is the Classic Visa® Credit Card annual fee?

We could not verify the Classic Visa® Credit Card's annual fee, so we do not print one. Check the current annual fee on State Employees' Credit Union (SECU)'s own site before you apply.

What does the Classic Visa® Credit Card earn?

We could not verify the Classic Visa® Credit Card's earn rates, so we do not print a multiplier. Check them on State Employees' Credit Union (SECU)'s own site.

What network is the Classic Visa® Credit Card on?

The Classic Visa® Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Classic Visa® Credit Card available in United States?

Yes — the Classic Visa® Credit Card is issued by State Employees' Credit Union (SECU) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this Classic Visa® Credit Card information?

No figure we hold for the Classic Visa® Credit Card has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, purchase APR, earn rates and welcome offer. Check them with State Employees' Credit Union (SECU). Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with State Employees' Credit Union (SECU) before you apply.