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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Network
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
First National Bank of Omaha (FNBO / First Bankcard)№ 241

Complete Rewards Visa Signature Card

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate5xTravel
Apple Federal Credit Union№ 245

Credit Builder Visa

Visa card issued by Apple Federal Credit Union.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Current№ 261

Current Build Card

Visa card issued by Current.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Digital Federal Credit Union (DCU)№ 263

DCU Visa Platinum Rewards

Visa card issued by Digital Federal Credit Union (DCU).

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
DFCU Financial№ 272

DFCU Platinum Mastercard

Mastercard issued by DFCU Financial.

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
WebBank№ 273

Dignifi Credit Card

Credit card issued by WebBank.

Annual feeNot confirmed
Top earn rateNot confirmed
Citibank / Citigroup№ 275

Dillard's Credit Cards

Credit card issued by Citibank / Citigroup.

Gas & FuelGroceries
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 276

Discount Tire Credit Card

Credit card issued by Synchrony Bank / Synchrony Financial.

Annual feeNot confirmed
Top earn rateNot confirmed
Discover Financial Services№ 277

Discover it Chrome

Discover card issued by Discover Financial Services.

Balance TransferCash Back
Annual feeNot confirmed
Top earn rate2%Dining
Discover Financial Services№ 278

Discover it® Cash Back

Discover card issued by Discover Financial Services.

Balance TransferCash Back
Annual fee$0per year
Top earn rateNot confirmed
Discover Financial Services№ 279

Discover it® Miles

Discover card issued by Discover Financial Services.

AirlineBalance Transfer
Annual feeNot confirmed
Top earn rate1.5xOther
Discover Financial Services№ 280

Discover it® Secured

Discover card issued by Discover Financial Services.

SecuredCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Discover Financial Services№ 281

Discover it® Student Cash Back

Discover card issued by Discover Financial Services.

Cash BackNo Credit History
Annual feeNot confirmed
Top earn rateNot confirmed
Discover Financial Services№ 282

Discover it® Student Chrome

Discover card issued by Discover Financial Services.

Cash BackDining
Annual feeNot confirmed
Top earn rate2%Dining
JPMorgan Chase Bank№ 283

Disney® Inspire Visa® Card

Visa card issued by JPMorgan Chase Bank.

DiningGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bank№ 284

Disney® Premier Visa® Card

Visa card issued by JPMorgan Chase Bank.

EntertainmentRewards
Annual fee$49per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 285

Disney® Visa® Card

Visa card issued by JPMorgan Chase Bank.

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 286

DoorDash Rewards Mastercard®

Mastercard issued by JPMorgan Chase Bank.

Cash BackDining
Annual fee$0per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 288

Ducks Unlimited Rewards Visa Card

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.