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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
BMO (Bank of Montreal US / BMO Harris)№ 97

BMO Business Platinum Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)№ 98

BMO Business Platinum Rewards Mastercard

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)№ 99

BMO Cash Back Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

Cash BackEntertainment
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)№ 100

BMO Platinum Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)№ 101

BMO Platinum Rewards Credit Card

Get 15,000 bonus points when you spend $1,500 within 3 months of opening your account.

Gas & FuelGroceries
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)№ 102

BMO Premium Rewards Credit Card

Get 35,000 bonus points when you spend $5,000 within 2 months of opening your account.

DiningGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
Cross River Bank№ 103

Boost Money™ Card (Upgrade)

Visa card issued by Cross River Bank.

Bills & UtilitiesCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 105

BP Rewards Visa

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

Gas & FuelNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 108

Breeze Easy® Visa® Credit Card

Earn 40,000 bonus BreezePoints – that’s a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days.

AirlineBalance Transfer
Annual fee$89per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 109

British Airways Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.*

AirlineNo FX Fee
Annual fee$95per year
Top earn rateNot confirmed
Wescom Central Credit Union№ 110

Bruin Edge Visa

Make $2,500 in purchases with your new card within the first three months of account opening and you’ll earn 50,000 bonus points — enough for $500 worth of rewards, including cash back, experiences, and more!

Balance TransferWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
First Tech Federal Credit Union№ 117

Business Credit Mastercard®

Mastercard issued by First Tech Federal Credit Union.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 118

Business Edition Mastercard with Absolute Rewards

Credit card issued by First National Bank of Omaha (FNBO / First Bankcard).

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 119

Business Edition® Secured Mastercard®

Mastercard issued by First National Bank of Omaha (FNBO / First Bankcard).

BusinessSecured
Annual fee$39per year
Top earn rateNot confirmed
Citizens Bank№ 120

Business Platinum Mastercard®

Mastercard issued by Citizens Bank.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Suncoast Credit Union№ 121

Business Platinum Visa

Visa card issued by Suncoast Credit Union.

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Forcht Bank, National Association№ 122

Business Power Visa Card

Visa card issued by Forcht Bank, National Association.

BusinessLow Interest
Annual feeNot confirmed
Top earn rate1xNot yet checked with Forcht Bank, National AssociationOther
Consumers Credit Union№ 123

Business Rewards Mastercard®

Mastercard issued by Consumers Credit Union.

BusinessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Suncoast Credit Union№ 124

Business Secured Visa

Visa card issued by Suncoast Credit Union.

BusinessSecured
Annual feeNot confirmed
Top earn rateNot confirmed
Andrews Federal Credit Union№ 125

Business Visa (Business Rewards Visa)

Visa card issued by Andrews Federal Credit Union.

BusinessRewards
Annual fee$99per year
Top earn rateNot confirmed
America First Credit Union№ 126

Business Visa (general/low-rate)

Visa card issued by America First Credit Union.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
America First Credit Union№ 127

Business Visa Cash Back Plus

Visa card issued by America First Credit Union.

BusinessCash Back
Annual feeNot confirmed
Top earn rate2%Gas & Fuel
America First Credit Union№ 129

Business Visa Platinum Rewards

Visa card issued by America First Credit Union.

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Justice Federal Credit Union№ 130

C.O.P.S. VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Bread Financial (Comenity Bank)№ 132

Caesars Rewards® Visa® Credit Card

Visa card issued by Bread Financial (Comenity Bank).

RewardsTravel
Annual feeNot confirmed
Top earn rate5xCaesars Rewards destinations
Canvas Credit Union№ 134

Canvas Select Mastercard

Mastercard issued by Canvas Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Capital One№ 136

Capital One Bass Pro Shops CLUB Card

Receive $20 in CLUB Points upon approval.* Earn $20 in CLUB Points after making 5 purchases anywhere Mastercard is accepted within 30 days of account approval.** Earn another $20 in CLUB Points after 5 more purchases in the same timeframe.

Annual feeNot confirmed
Top earn rateNot confirmed
Capital One№ 140

Capital One Key Rewards Visa

Visa card issued by Capital One.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Capital One№ 141

Capital One Platinum

Mastercard issued by Capital One.

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Capital One№ 142

Capital One Platinum Secured

Mastercard issued by Capital One.

No Annual FeeNo Credit History
Annual fee$0per year
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.