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★ THE HONEST NUMBER ON EVERY CARD591 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — India Cards

The honest number on every India credit card.

Every card we hold for India — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

591
India cards tracked
26
categories filed
Browse by issuer

Every bank and lender we list

Each issuer's page lists the cards it offers today, with the figures we have confirmed against its own terms.

The ledger

All credit cards in India

Showing 48 of 591
Search
Network
Annual fee
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Kotak Mahindra Bank№ 289

Kotak Private Credit Card

Credit card issued by Kotak Mahindra Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Kotak Mahindra Bank№ 290

Kotak Purchase Credit Card

Credit card issued by Kotak Mahindra Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Kotak Mahindra Bank№ 291

Kotak Solitaire Credit Card

Credit card issued by Kotak Mahindra Bank.

Lounge AccessMetal Card
Annual fee₹25,000per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 292

Kotak UPI RuPay Credit Card

Credit card issued by Kotak Mahindra Bank.

No Annual FeeRewards
Annual fee₹0per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 293

Kotak White Credit Card

Earn Reward Point value of ₹1,500* on spending ₹30,000 within 60 days from card set-up

Lounge AccessPremium
Annual fee₹3,000per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 294

Kotak White Reserve Credit Card

Credit card issued by Kotak Mahindra Bank.

PremiumRewards
Annual fee₹12,500per year
Top earn rateNot confirmed
SBI Card№ 297

KrisFlyer SBI Card

Credit card issued by SBI Card.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 298

KrisFlyer SBI Card Apex

Visa card issued by SBI Card.

AirlinePremium
Annual feeNot confirmed
Top earn rateNot confirmed
Karur Vysya Bank№ 299

KVB Honour Credit Card

700 Bonus Reward points on card activation

DiningLounge Access
Annual fee₹999per year · can be waived
Top earn rateNot confirmed
Karur Vysya Bank№ 300

KVB Platinum Credit Card

500 bonus Reward points on card activation

DiningPremium
Annual fee₹599per year · can be waived
Top earn rateNot confirmed
SBI Card№ 301

KVB SBI Card ELITE

Credit card issued by SBI Card.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 302

KVB SBI Card PRIME

Credit card issued by SBI Card.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 303

KVB SBI Signature Card

Credit card issued by SBI Card.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 304

KVB SimplySAVE SBI Card

Spend Rs. 2,000 or more in first 60 days and get 2,000 Bonus Reward Points

PremiumWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 306

Landmark Rewards SBI Card

Credit card issued by SBI Card.

PremiumStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 307

Landmark Rewards SBI Card SELECT

Get 6,000 Bonus Reward Points worth Rs. 1,500 on payment of Annual Fees

PremiumStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Kotak Mahindra Bank№ 308

League Platinum Credit Card

Get 5,000 Rewards points worth Rs.500/- on joining

PremiumRewards
Annual fee₹499per year · can be waived
Top earn rateNot confirmed
IndusInd Bank№ 309

Legend Credit Card

Visa card issued by IndusInd Bank.

Lounge AccessTravel
Annual feeNot confirmed
Top earn rateNot confirmed
LIC Cards Services№ 310

LIC Axis Bank Platinum Credit Card

Visa card issued by LIC Cards Services.

No Annual FeeRewards
Annual fee₹0per year
Top earn rate2 pts per ₹100foreign currency transactions
LIC Cards Services№ 311

LIC Axis Bank Signature Credit Card

Visa card issued by LIC Cards Services.

Lounge AccessNo Annual Fee
Annual fee₹0per year
Top earn rate2 pts per ₹100foreign currency transactions
LIC Cards Services№ 313

LIC Classic Credit Card

Visa card issued by LIC Cards Services.

Bills & UtilitiesLounge Access
Annual fee₹0per year
Top earn rateNot confirmed
LIC Cards Services№ 314

LIC Select Credit Card

Visa card issued by LIC Cards Services.

Low InterestNo Annual Fee
Annual fee₹0per year
Top earn rateNot confirmed
RBL Bank№ 316

LUMIÈRE Credit Card

Visa card issued by RBL Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
IDBI Bank№ 317

Lumine Platinum Credit Card

Credit card issued by IDBI Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
ICICI Bank№ 319

MakeMyTrip Platinum Credit Card

Credit card issued by ICICI Bank.

Lounge AccessNo Annual Fee
Annual fee₹0per year
Top earn rateNot confirmed
Standard Chartered India№ 322

Manhattan Credit Card

Visa card issued by Standard Chartered India.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
YES Bank№ 323

MARQUEE Credit Card

Credit card issued by YES Bank.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 331

Max SBI Card PRIME

Visa card issued by SBI Card.

Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 332

Max SBI Card SELECT

Visa card issued by SBI Card.

Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 333

Mayura

Credit card issued by IDFC First Bank.

PremiumRewards
Annual fee₹5,999per year
Top earn rateNot confirmed
IDFC First Bank№ 334

Micro Enterprise Credit Card

Credit card issued by IDFC First Bank.

BusinessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 336

Millennia

Visa card issued by HDFC Bank.

Cash BackLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in India?

We currently track 591 credit cards in India, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in India?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 591 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “₹0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.