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★ THE HONEST NUMBER ON EVERY CARD591 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — India Cards

The honest number on every India credit card.

Every card we hold for India — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

591
India cards tracked
26
categories filed
Browse by issuer

Every bank and lender we list

Each issuer's page lists the cards it offers today, with the figures we have confirmed against its own terms.

The ledger

All credit cards in India

Showing 48 of 591
Search
Network
Annual fee
Sort
Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
YES Bank№ 1

ACE Credit Card

Credit card issued by YES Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
ICICI Bank№ 2

Adani One Platinum Credit Card

Worth ₹2000 Earn flight vouchers on spends of ₹10,000 within 60 days of card activation.

HotelPremium
Annual fee₹750per year
Top earn rateNot confirmed
ICICI Bank№ 3

Adani One Signature Credit Card

Worth ₹5,000 Earn flight vouchers on spends of ₹25,000 within 60 days of card activation.

Lounge AccessPremium
Annual fee₹5,000per year
Top earn rateNot confirmed
IDFC First Bank№ 4

Add-on Credit Card

Get 1,000 Reward Points when the add-on card is used within 15 days (min. ₹500 spend).

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
YES Bank№ 9

AI Inside Credit Card

Credit card issued by YES Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 11

Airtel Axis Bank Credit Card

Get Amazon eVoucher worth ₹250 on first transaction made within first 30 days of card issuance.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
American Express India№ 16

American Express® Centurion Card

Amex card issued by American Express India.

Premium
Annual fee₹2,75,000per year
Top earn rateNot confirmed
American Express India№ 19

American Express® Gold Card

Amex card issued by American Express India.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
American Express India№ 22

American Express® Platinum Card

Amex card issued by American Express India.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
American Express India№ 23

American Express® Platinum Corporate Card

Unlock a warm welcome gift from either MakeMyTrip, Amazon or Taj worth up to ₹35,000 with American Express Platinum Corporate Card.

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
YES Bank№ 26

ANQ Phi Credit Card

Credit card issued by YES Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 27

Apollo SBI Card

Get 500 Reward points worth Rs. 500 on payment of joining fee

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 28

Apollo SBI Card SELECT

Credit card issued by SBI Card.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 29

Ashva Credit Card

Earn up to 7,500 reward points as part of the Joining Fee Payment Benefit. Applicable for Ashva Credit Cards generated on and after 1st September 2025.

Lounge AccessNo FX Fee
Annual fee₹2,999per year
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 30

Assam Rifles The SENTINEL BOBCARD

500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance.

Welcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 31

AU Altura

Credit card issued by AU Small Finance Bank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 32

AU Altura Plus

Credit card issued by AU Small Finance Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 33

AU Ananta

Credit card issued by AU Small Finance Bank.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 34

AU Business Cashback (commercial)

Credit card issued by AU Small Finance Bank.

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 36

AU InstaPay (RuPay)

Credit card issued by AU Small Finance Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 37

AU Kosmo (Kiwi co-brand)

Credit card issued by AU Small Finance Bank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 38

AU Laksya

Credit card issued by AU Small Finance Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 39

AU LIT

Credit card issued by AU Small Finance Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 40

AU NOMO

Credit card issued by AU Small Finance Bank.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 41

AU Prathama

Credit card issued by AU Small Finance Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 42

AU SPONT

Credit card issued by AU Small Finance Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 43

AU Tejas

Credit card issued by AU Small Finance Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 44

AU Traverse (NRI)

Credit card issued by AU Small Finance Bank.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 45

AU Vetta

Visa card issued by AU Small Finance Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 46

AU Xcite (SwipeUp)

Credit card issued by AU Small Finance Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 47

AU Xcite Ace (SwipeUp)

Credit card issued by AU Small Finance Bank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 48

AU Xcite Ultra (SwipeUp)

Credit card issued by AU Small Finance Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in India?

We currently track 591 credit cards in India, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in India?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 591 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “₹0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.