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Amex0/4 on file
Annual fee: issuer restricts access
American Express India · Amex

American Express SmartEarn™ Credit Card

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The American Express SmartEarn™ Credit Card is an Amex card from American Express India. American Express India's site does not let us read its terms, so we leave the annual fee blank — check it on American Express India's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with American Express India: credit requirement. American Express India’s own page is authoritative — confirm anything you rely on there before you apply.

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Ledger entry

The receipt

Every cost line we hold for the American Express SmartEarn™ Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Amex
Credit needed
GoodNot yet checked with American Express India
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the American Express SmartEarn™ Credit Card. That may mean there isn’t one, or simply that we have not recorded it — American Express India’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the American Express SmartEarn™ Credit Card. Rather than print a multiplier we cannot source, this stays blank until American Express India’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Accelerated Membership Rewards points on Amazon, Flipkart, Uber, BookMyShow, Zomato, EaseMyTrip and more
  • Rs. 500 cashback Welcome Gift on eligible spends
  • Gift vouchers worth Rs. 500 at spend milestones of Rs.1.2L, 1.8L, and 2.4L in a Cardmembership year
  • Renewal fee waiver on eligible annual spends of Rs. 40,000+
  • American Express EMI conversion at point of sale from 14% p.a.
  • Zero Lost Card Liability
  • Emergency Card Replacement
  • Dispute Resolution assistance
  • Contactless payment enabled
Next step

Ready to apply for the American Express SmartEarn™ Credit Card?

You'll finish the application on American Express India's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens American Express India’s site
Questions

Questions about the American Express SmartEarn™ Credit Card

How much is the American Express SmartEarn™ Credit Card annual fee?

We could not verify the American Express SmartEarn™ Credit Card's annual fee, so we do not print one. Check the current annual fee on American Express India's own site before you apply.

What does the American Express SmartEarn™ Credit Card earn?

We could not verify the American Express SmartEarn™ Credit Card's earn rates, so we do not print a multiplier. Check them on American Express India's own site.

What network is the American Express SmartEarn™ Credit Card on?

The American Express SmartEarn™ Credit Card runs on the Amex network, which determines where it is accepted and which network-level benefits apply.

Is the American Express SmartEarn™ Credit Card available in India?

Yes — the American Express SmartEarn™ Credit Card is issued by American Express India and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this American Express SmartEarn™ Credit Card information?

No figure we hold for the American Express SmartEarn™ Credit Card has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with American Express India. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with American Express India before you apply.