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Dining

Best Dining credit cards in India

Dining credit cards in India publish a dedicated earn rate for restaurants, takeaway and food delivery.

*a card is filed here when we hold a positive earn rate on dining or food spend for it.

20
Dining cards filed
The ledger

All Dining cards in India

20 cards
Axis Bank№ 2

Axis Bank ACE Credit Card

Visa card issued by Axis Bank.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 5

FIRST Business

Credit card issued by IDFC First Bank.

BusinessDining
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 6

FIRST Classic

Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.*

DiningLow Interest
Annual fee₹0per year
Top earn rateNot confirmed
IDFC First Bank№ 7

FIRST Wealth

Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.*

DiningLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 8

Freedom

500 Reward Points on fee realisation.

DiningPremium
Annual feeNot confirmed
Top earn rateNot confirmed
HSBC India№ 11

HSBC Live+ Credit Card

Visa card issued by HSBC India.

Cash BackDining
Annual fee₹999per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 12

IndianOil Kotak Credit Card

Get 1000 Reward points as welcome benefit on spending INR 500 within 30 days of card issuance

DiningGas & Fuel
Annual fee₹449per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 13

Indigo Kotak Credit Card

Kick start your IndiGo Kotak Credit Card journey with a welcome benefit voucher of 2,500 IndiGo BluChips

AirlineDining
Annual feeNot confirmed
Top earn rateNot confirmed
Kotak Mahindra Bank№ 14

IndiGo Kotak XL Credit Card

Credit card issued by Kotak Mahindra Bank.

AirlineDining
Annual feeNot confirmed
Top earn rateNot confirmed
Kotak Mahindra Bank№ 15

Kotak Cashback+ Credit Card

Credit card issued by Kotak Mahindra Bank.

Cash BackDining
Annual fee₹750per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 16

Kotak Cashback+ Prime Credit Card

Credit card issued by Kotak Mahindra Bank.

Cash BackDining
Annual fee₹750per year
Top earn rateNot confirmed
Karur Vysya Bank№ 17

KVB Honour Credit Card

700 Bonus Reward points on card activation

DiningLounge Access
Annual fee₹999per year · can be waived
Top earn rateNot confirmed
Karur Vysya Bank№ 18

KVB Platinum Credit Card

500 bonus Reward points on card activation

DiningPremium
Annual fee₹599per year · can be waived
Top earn rateNot confirmed
HDFC Bank№ 20

PIXEL Play

Visa card issued by HDFC Bank.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

What is the best dining credit card in India?

The best dining card in India depends on your spending and goals. We list every dining card we hold — 20 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a dining credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a dining card with other cards?

Yes. Many people pair a dining card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these dining card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.