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Card2/4 on file
✓ Annual fee checked
HDFC Bank · Card

HDFC Bank UPI RuPay Credit Card

Bills & UtilitiesDiningGroceriesRewards

The HDFC Bank UPI RuPay Credit Card is a credit card from HDFC Bank with an annual fee of ₹99. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026). Not yet checked with HDFC Bank: credit requirement. HDFC Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹99per yearChecked hdfc.bank.in
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on HDFC BankCompare this card
Opens HDFC Bank’s site
Ledger entry

The receipt

Every cost line we hold for the HDFC Bank UPI RuPay Credit Card, exactly as recorded.

Annual fee
₹99Checked hdfc.bank.in
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with HDFC Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the HDFC Bank UPI RuPay Credit Card. That may mean there isn’t one, or simply that we have not recorded it — HDFC Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the HDFC Bank UPI RuPay Credit Card. Rather than print a multiplier we cannot source, this stays blank until HDFC Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 3% CashPoints on supermarket, groceries, dining spends, and PayZapp transactions
  • 2% CashPoints on all utility payments
  • 1% CashPoints on all other spends
  • Renewal fee waived by spending ₹25,000 or more annually
  • Up to 50 days interest-free credit period
  • Cash withdrawal at ATMs via UPI
  • No physical card issued (virtual card only)
  • Compatible with major UPI apps (PayZapp, GPay, PhonePe, Paytm, BHIM, Mobikwik, Slice)
Next step

Ready to apply for the HDFC Bank UPI RuPay Credit Card?

You'll finish the application on HDFC Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens HDFC Bank’s site
Questions

Questions about the HDFC Bank UPI RuPay Credit Card

How much is the HDFC Bank UPI RuPay Credit Card annual fee?

The HDFC Bank UPI RuPay Credit Card has an annual fee of ₹99. Weigh that against the rewards and perks you will actually use.

What does the HDFC Bank UPI RuPay Credit Card earn?

We could not verify the HDFC Bank UPI RuPay Credit Card's earn rates, so we do not print a multiplier. Check them on HDFC Bank's own site.

What network is the HDFC Bank UPI RuPay Credit Card on?

We hold no card network on record for the HDFC Bank UPI RuPay Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with HDFC Bank before you apply.

Is the HDFC Bank UPI RuPay Credit Card available in India?

Yes — the HDFC Bank UPI RuPay Credit Card is issued by HDFC Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the HDFC Bank UPI RuPay Credit Card figures last checked?

We checked its annual fee in September 2026, against a published document. Not yet checked with HDFC Bank: credit requirement. Not published by HDFC Bank where we checked: foreign transaction fee and welcome offer. We could not verify, so we do not print: earn rates. Check them with HDFC Bank. Terms can change without notice, so confirm the current details with HDFC Bank before you apply.