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Groceries

Best Grocery credit cards in India

Grocery credit cards in India publish a dedicated earn rate for supermarket and grocery spend.

*a card is filed here when we hold a positive earn rate on grocery spend for it. Caps and exclusions vary by issuer, so confirm them on the issuer's page.

10
Grocery cards filed
The ledger

All Grocery cards in India

10 cards
HSBC India№ 3

HSBC Live+ Credit Card

Visa card issued by HSBC India.

Cash BackDining
Annual fee₹999per year
Top earn rateNot confirmed
HDFC Bank№ 4

IndianOil HDFC Bank Credit Card

INR 250 worth of voucher upon card activation and completion of at least one transaction within 37 days from card issuance date

Bills & UtilitiesGas & Fuel
Annual fee₹500per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 5

IndianOil Kotak Credit Card

Get 1000 Reward points as welcome benefit on spending INR 500 within 30 days of card issuance

DiningGas & Fuel
Annual fee₹449per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 6

Kotak Cashback+ Credit Card

Credit card issued by Kotak Mahindra Bank.

Cash BackDining
Annual fee₹750per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 7

Kotak Cashback+ Prime Credit Card

Credit card issued by Kotak Mahindra Bank.

Cash BackDining
Annual fee₹750per year
Top earn rateNot confirmed
HDFC Bank№ 9

PIXEL Play

Visa card issued by HDFC Bank.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
Standard Chartered India№ 10

Standard Chartered Ultimate Credit Card

Earn 6000 Reward Points* worth Rs. 6000 on payment of joining fee with Ultimate Credit Card.

GroceriesLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

What is the best grocery credit card in India?

The best grocery card in India depends on your spending and goals. We list every grocery card we hold — 10 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a grocery credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a grocery card with other cards?

Yes. Many people pair a grocery card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these grocery card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.