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Lounge Access

Best Lounge Access credit cards in India

Lounge-access credit cards in India include airport lounge visits or a lounge-programme membership such as Priority Pass, DragonPass or LoungeKey.

*a card is filed here when the issuer's own page says, in a sentence about this card, that it includes complimentary lounge visits, unlimited access or a lounge-programme membership. A menu link, a footnote or a line about another card does not count, and neither does discounted or pay-per-visit entry, or a pass that works only when a flight is delayed. In the US a card is also filed here when the issuer lists Priority Pass in its CFPB filing; in Australia, when the bank's Consumer Data Right product data lists a lounge benefit. We keep each quote and its source on the card's record and re-read the source every week. When the line is gone, a card filed on it leaves this list; a source we cannot re-read stops counting after 60 days (a CFPB survey, 14 months after the period it reports).

94
Lounge Access cards filed
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AllPremium349Rewards213Welcome Bonus111Lounge Access94Travel89Cash Back61Business54Secured44No Annual Fee31Airline21Dining20Gas & Fuel18Travel Insurance17Store & Retail16Bills & Utilities13Low Interest13No FX Fee13Metal Card11Online Shopping11Groceries10No Credit History10Entertainment6Credit Building5Hotel3Points1Student1
The ledger

All Lounge Access cards in India

94 cards
ICICI Bank№ 1

Adani One Signature Credit Card

Worth ₹5,000 Earn flight vouchers on spends of ₹25,000 within 60 days of card activation.

Lounge AccessPremium
Annual fee₹5,000per year
Top earn rateNot confirmed
IDFC First Bank№ 2

Add-on Credit Card

Get 1,000 Reward Points when the add-on card is used within 15 days (min. ₹500 spend).

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 3

Ashva Credit Card

Earn up to 7,500 reward points as part of the Joining Fee Payment Benefit. Applicable for Ashva Credit Cards generated on and after 1st September 2025.

Lounge AccessNo FX Fee
Annual fee₹2,999per year
Top earn rateNot confirmed
Axis Bank№ 4

Axis Bank ACE Credit Card

Visa card issued by Axis Bank.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 8

Axis Bank Horizon Credit Card

Credit card issued by Axis Bank.

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 9

Axis Bank Magnus Credit Card

Visa card issued by Axis Bank.

Lounge AccessPremium
Annual fee₹12,500per year · can be waived
Top earn rateNot confirmed
Axis Bank№ 10

Axis Bank MY Zone Credit Card

Receive a SonyLIV premium annual subscription valued at ₹1499 for free with your first purchase within first 30 days of issuance.

Lounge AccessPremium
Annual fee₹500per year
Top earn rateNot confirmed
Axis Bank№ 13

Axis Bank Privilege Easy Credit Card

Get 12500 EDGE REWARD points, worth ₹2500 redeemable against vouchers upon levy of joining fees and on completion of 1st transaction within 30 days of card issuance.

Lounge AccessPremium
Annual fee₹1,500per year
Top earn rateNot confirmed
Axis Bank№ 14

Axis Bank Rewards Credit Card

Enjoy 5,000 EDGE REWARD Points on cumulative net spends of ₹1,000 or above within 30 days of card issuance.

Lounge AccessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 15

Axis Bank Select Credit Card

Visa card issued by Axis Bank.

Lounge AccessPremium
Annual fee₹3,000per year
Top earn rateNot confirmed
HDFC Bank№ 17

BizPower Credit Card

Get Amazon Prime membership or Rs. 1500 Amazon Voucher on 1 Tax (IT,GST) or Travel or Ads(Meta Ads, Google Ads) transaction in first 30 days of card issuance.

Bills & UtilitiesBusiness
Annual feeNot confirmed
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 18

BOBCARD Etihad Guest Premium

Visa card issued by Bank of Baroda (BOBCARD).

AirlineLounge Access
Annual fee₹5,000per year
Top earn rateNot confirmed
IDFC First Bank№ 19

Business Multiplier

Credit card issued by IDFC First Bank.

BusinessLounge Access
Annual fee₹1,000per year
Top earn rateNot confirmed
ICICI Bank№ 20

Coral Credit Card

Visa card issued by ICICI Bank.

Lounge AccessPremium
Annual fee₹500per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 21

Corporate Gold Credit Card

Credit card issued by Kotak Mahindra Bank.

BusinessLounge Access
Annual fee₹1,000per year
Top earn rateNot confirmed
IndusInd Bank№ 22

Crest Credit Card

Visa card issued by IndusInd Bank.

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 23

Diamond Reserve

On payment of the joining fee, you will receive multiple premium brand offers worth over ₹5,000, including complimentary memberships and discounts from ET Prime, Lenskart, MakeMyTrip, Mokobara, and IDFC FIRST Bank Mobile App.

Lounge AccessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
ICICI Bank№ 26

Emeralde Credit Card

Mastercard issued by ICICI Bank.

Lounge AccessPremium
Annual fee₹12,000per year
Top earn rateNot confirmed
ICICI Bank№ 28

Emirates Emeralde Credit Card

Mastercard issued by ICICI Bank.

AirlineLounge Access
Annual fee₹10,000per year
Top earn rateNot confirmed
ICICI Bank№ 29

Emirates Sapphiro Credit Card

Mastercard issued by ICICI Bank.

AirlineLounge Access
Annual fee₹5,000per year
Top earn rateNot confirmed
Equitas Small Finance Bank№ 31

Equitas PowerMiles Credit Card

Visa card issued by Equitas Small Finance Bank.

AirlineLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Equitas Small Finance Bank№ 32

Equitas Selfe Credit Card

Visa card issued by Equitas Small Finance Bank.

Lounge AccessMetal Card
Annual feeNot confirmed
Top earn rateNot confirmed
Equitas Small Finance Bank№ 33

Equitas Tiga Credit Card

Visa card issued by Equitas Small Finance Bank.

Lounge AccessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 34

Fibe Axis Bank Credit Card

Credit card issued by Axis Bank.

Lounge AccessNo Annual Fee
Annual fee₹0per year
Top earn rate3%Entertainment
IDFC First Bank№ 35

FIRST Corporate

Credit card issued by IDFC First Bank.

BusinessLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 36

FIRST Wealth

Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.*

DiningLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 37

FIRST WOW! Black

Upon payment of the joining fee for the FIRST WOW! Black Credit Card, you’ll receive welcome benefits worth over ₹5,000, including exclusive travel and lifestyle offers.

Lounge AccessLow Interest
Annual fee₹750per year
Top earn rateNot confirmed
ICICI Bank№ 38

HPCL Super Saver Credit Card

Joining Benefits Get 2,000 reward points

Gas & FuelLounge Access
Annual fee₹500per year
Top earn rateNot confirmed
HSBC India№ 39

HSBC Premier Credit Card

Mastercard issued by HSBC India.

Lounge AccessPremium
Annual fee₹20,000per year
Top earn rateNot confirmed
HSBC India№ 40

HSBC RuPay Cashback Credit Card

Credit card issued by HSBC India.

Cash BackLounge Access
Annual fee₹499per year
Top earn rateNot confirmed
HSBC India№ 41

HSBC Taj Credit Card

Visa card issued by HSBC India.

HotelLounge Access
Annual fee₹1,10,000per year
Top earn rateNot confirmed
HSBC India№ 42

HSBC TravelOne Credit Card

Mastercard issued by HSBC India.

Lounge AccessPremium
Annual fee₹4,999per year
Top earn rateNot confirmed
Axis Bank№ 44

IndiGo Axis Bank Credit Card

Voucher worth 1,200 IndiGo BluChips as a welcome benefit on payment of the joining fee.

AirlineLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
IndusInd Bank№ 46

Indulge Credit Card

Visa card issued by IndusInd Bank.

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
IndusInd Bank№ 47

Indus Solitaire Credit Card

Spend INR 1 lakh in first 30 days from card issuance date and earn 5000 Bonus Reward Points

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 49

INFINIA Metal Edition

Visa card issued by HDFC Bank.

Lounge AccessMetal Card
Annual feeNot confirmed
Top earn rateNot confirmed
Indian Overseas Bank№ 50

IOB RuPay Platinum

Credit card issued by Indian Overseas Bank.

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Indian Overseas Bank№ 51

IOB RuPay Select

Credit card issued by Indian Overseas Bank.

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Kotak Mahindra Bank№ 52

Kotak Air Credit Card

Credit card issued by Kotak Mahindra Bank.

AirlineLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Kotak Mahindra Bank№ 53

Kotak Air+ Credit Card

Credit card issued by Kotak Mahindra Bank.

AirlineLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Kotak Mahindra Bank№ 54

Kotak Solitaire Credit Card

Credit card issued by Kotak Mahindra Bank.

Lounge AccessMetal Card
Annual fee₹25,000per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 55

Kotak White Credit Card

Earn Reward Point value of ₹1,500* on spending ₹30,000 within 60 days from card set-up

Lounge AccessPremium
Annual fee₹3,000per year
Top earn rateNot confirmed
Karur Vysya Bank№ 56

KVB Honour Credit Card

700 Bonus Reward points on card activation

DiningLounge Access
Annual fee₹999per year · can be waived
Top earn rateNot confirmed
IndusInd Bank№ 57

Legend Credit Card

Visa card issued by IndusInd Bank.

Lounge AccessTravel
Annual feeNot confirmed
Top earn rateNot confirmed
LIC Cards Services№ 58

LIC Axis Bank Signature Credit Card

Visa card issued by LIC Cards Services.

Lounge AccessNo Annual Fee
Annual fee₹0per year
Top earn rate2 pts per ₹100foreign currency transactions
LIC Cards Services№ 59

LIC Classic Credit Card

Visa card issued by LIC Cards Services.

Bills & UtilitiesLounge Access
Annual fee₹0per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best lounge access credit card in India?

The best lounge access card in India depends on your spending and goals. We list every lounge access card we hold — 94 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a lounge access credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a lounge access card with other cards?

Yes. Many people pair a lounge access card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these lounge access card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.