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Card2/4 on file
✓ Annual fee checked
IDFC First Bank · Card

Business Multiplier

BusinessLounge AccessLow InterestMetal CardNo Credit HistoryPremiumRewards

The Business Multiplier is a credit card from IDFC First Bank with an annual fee of ₹1,000. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), purchase APR (Oct 2026). Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹1,000per yearChecked idfcfirst.bank.in
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Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Business Multiplier, exactly as recorded.

Annual fee
₹1,000Checked idfcfirst.bank.in
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
12%Checked idfcfirst.bank.in
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with IDFC First Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Business Multiplier. That may mean there isn’t one, or simply that we have not recorded it — IDFC First Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Business Multiplier. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Up to 5 add-on cards at ₹250 each
  • Up to 45 days interest-free credit period
  • 100% guaranteed approval backed by fixed deposit
  • Complimentary domestic and international airport lounge access (1 each per quarter on ₹20,000 spend in previous month)
  • Complimentary UPI-ready FIRST Digital Credit Card
  • Up to 30% bonus reward points on hotel bookings via Bank app
  • Up to 17.5% bonus reward points on flight bookings via Bank app
Next step

Ready to apply for the Business Multiplier?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the Business Multiplier

How much is the Business Multiplier annual fee?

The Business Multiplier has an annual fee of ₹1,000. Weigh that against the rewards and perks you will actually use.

What does the Business Multiplier earn?

We could not verify the Business Multiplier's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the Business Multiplier on?

We hold no card network on record for the Business Multiplier. The network determines where a card is accepted and which network-level benefits apply, so confirm it with IDFC First Bank before you apply.

Is the Business Multiplier available in India?

Yes — the Business Multiplier is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Business Multiplier figures last checked?

We checked its annual fee in October 2026 and its purchase APR in October 2026, each against a published document. Not yet checked with IDFC First Bank: credit requirement. We could not verify, so we do not print: foreign transaction fee, earn rates and welcome offer. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.