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Issuer file — India

IDFC First Bank credit cards in India

We hold 26 IDFC First Bank cards currently offered in India. A ₹0 annual fee we have not confirmed is left blank rather than printed as ₹0; a fee above zero that we hold is shown as recorded, confirmed or not — check it on IDFC First Bank’s own page before you apply.

*Cards in our catalogue, not necessarily every card IDFC First Bank issues.

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26
cards on offer on file
8 of 26
annual fees confirmed
The ledger

IDFC First Bank cards on offer

26 cards
IDFC First BankCard

Add-on Credit Card

Get 1,000 Reward Points when the add-on card is used within 15 days (min. ₹500 spend).

Lounge AccessPremium
Annual fee₹499We couldn't verify this · check with the issuerper year
Top earn rateNot confirmed
IDFC First BankCard

Ashva Credit Card

Earn up to 7,500 reward points as part of the Joining Fee Payment Benefit. Applicable for Ashva Credit Cards generated on and after 1st September 2025.

Lounge AccessNo FX Fee
Annual fee₹2,999per year
Top earn rateNot confirmed
IDFC First BankCard

Business Max

Credit card issued by IDFC First Bank.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First BankCard

Business Multiplier

Credit card issued by IDFC First Bank.

BusinessLounge Access
Annual fee₹1,000per year
Top earn rate10xWe couldn't verify this · check with the issuerBusiness Payments Upto 1l Per Month
IDFC First BankCard

Diamond Reserve

On payment of the joining fee, you will receive multiple premium brand offers worth over ₹5,000, including complimentary memberships and discounts from ET Prime, Lenskart, MakeMyTrip, Mokobara, and IDFC FIRST Bank Mobile App.

Lounge AccessLow Interest
Annual fee₹3,000We couldn't verify this · check with the issuerper year
Top earn rate10xWe couldn't verify this · check with the issuerIncremental Above 20000
IDFC First BankCard

FIRST Business

Credit card issued by IDFC First Bank.

BusinessDining
Annual fee₹999We couldn't verify this · check with the issuerper year
Top earn rate10xWe couldn't verify this · check with the issuerForeign Currency Transactions
IDFC First BankVisa

FIRST Classic

Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.*

DiningLow Interest
Annual fee₹0per year
Top earn rate10xWe couldn't verify this · check with the issuerDining
IDFC First BankCard

FIRST Corporate

Credit card issued by IDFC First Bank.

BusinessLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First BankCard

FIRST Digital RuPay Credit Card

Limited Period Introductory offer - 100% cashback of ₹200, i.e. up to ₹50 each, on first 4 UPI transactions done within 15 days of card issuance.

Rewards
Annual fee₹199We couldn't verify this · check with the issuerper year
Top earn rate3xWe couldn't verify this · check with the issuerUpi Above 2000
IDFC First BankCard

FIRST EARN (Secured RuPay)

Yes, you can earn 10% cashback up to ₹250 on your first transaction, done within 15 days of card generation. Card generation refers to the point at which your card is created along with FD funding.

Low InterestNo Credit History
Annual fee₹499We couldn't verify this · check with the issuerper year
Top earn rate1xWe couldn't verify this · check with the issuerUpi Via Idfc App
IDFC First BankVisa

FIRST Millennia

Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.*

Low InterestNo Annual Fee
Annual fee₹0per year
Top earn rateNot confirmed
IDFC First BankCard

FIRST Power & Power+ (HPCL co-brand)

Credit card issued by IDFC First Bank.

Gas & FuelRewards
Annual fee₹199We couldn't verify this · check with the issuerper year
Top earn rateNot confirmed
IDFC First BankCard

FIRST Private

Commencement Fee Payment Benefit: 50,000 Reward Points redeemable up to ₹50,000

Low InterestNo FX Fee
Annual fee₹25,000We couldn't verify this · check with the issuerper year
Top earn rate10xWe couldn't verify this · check with the issuerGeneral
IDFC First BankCard

FIRST Purchase

Credit card issued by IDFC First Bank.

BusinessRewards
Annual feeNot confirmed
Top earn rate10xWe couldn't verify this · check with the issuerInternational
IDFC First BankVisa

FIRST Select

Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.

Low InterestRewards
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First BankCard

FIRST SWYP

Welcome Offer: Gift voucher worth ₹500 on spending ₹5,000 within 30 days of joining fee payment

PremiumRewards
Annual fee₹499We couldn't verify this · check with the issuerper year
Top earn rateNot confirmed
IDFC First BankVisa

FIRST Wealth

Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.*

DiningLounge Access
Annual feeNot confirmed
Top earn rate10xWe couldn't verify this · check with the issuerDining
IDFC First BankCard

FIRST WOW!

Get 5% Cashback up to ₹1,000 on the transaction value of first EMI done within 30 days of card generation (applicable on direct EMI purchase or transaction converted to EMI)

Low InterestNo Credit History
Annual feeNot confirmed
Top earn rate4 pts per ₹200We couldn't verify this · check with the issuerOnline
IDFC First BankCard

FIRST WOW! Black

Upon payment of the joining fee for the FIRST WOW! Black Credit Card, you’ll receive welcome benefits worth over ₹5,000, including exclusive travel and lifestyle offers.

Lounge AccessLow Interest
Annual fee₹750per year
Top earn rate4xWe couldn't verify this · check with the issuerOther
IDFC First BankCard

Gaj: Credit Card

Earn 12,500 reward points and spend ₹1L in 60 days from card generation and get 5-star hotel voucher for 25% off up to ₹5,000. *Limited Period Offer

PremiumRewards
Annual fee₹12,500We couldn't verify this · check with the issuerper year
Top earn rate5xWe couldn't verify this · check with the issuerOther
IDFC First BankCard

Hello Cashback

Credit card issued by IDFC First Bank.

Cash BackNo Credit History
Annual fee₹1,000per year
Top earn rate5%We couldn't verify this · check with the issuerOnlinespendsabove10000
IDFC First BankMastercard

IndiGo IDFC FIRST Dual Card (co-brand)

Welcome Benefits of 8,000 BluChips - 5000 IndiGo BluChips voucher on joining fee payment - 3000 IndiGo BluChips voucher on 1L spends within 90 days

AirlinePremium
Annual fee₹4,999per year
Top earn rateNot confirmed
IDFC First BankCard

Mayura

Earn up to 12,000 reward points on paying the joining fee and meeting spend milestones of ₹20,000 in the 2nd and 3rd statement cycles.

PremiumRewards
Annual fee₹5,999per year
Top earn rate30xWe couldn't verify this · check with the issuerHotelsviaapp
IDFC First BankCard

Micro Enterprise Credit Card

Credit card issued by IDFC First Bank.

BusinessRewards
Annual feeNot confirmed
Top earn rate3xWe couldn't verify this · check with the issuerBusiness Spends
IDFC First BankCard

Quantum+ Credit Card

Credit card issued by IDFC First Bank.

Cash BackNo Credit History
Annual feeNot confirmed
Top earn rateNot confirmed

Every issuer we hold in India · The full card hub

Questions

Frequently asked

How many IDFC First Bank credit cards are there in India?

Our catalogue holds 26 IDFC First Bank credit cards currently offered in India. That is the number we hold, not necessarily every card IDFC First Bank issues — its own site has its full range.

Which IDFC First Bank credit cards have no annual fee?

Of the IDFC First Bank cards we hold, 2 cards have a ₹0 annual fee checked against a published document: FIRST Classic and FIRST Millennia. We leave a ₹0 fee blank until it is confirmed, so others may be free too — check IDFC First Bank's page before you apply.

How do I apply for a IDFC First Bank credit card?

Open the card's review. Where we hold an application link it takes you to IDFC First Bank's own application; where we do not, the review says so. Confirm the fee and terms on IDFC First Bank's page before you apply.