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Annual fee: issuer restricts access
IDFC First Bank · Card

Gaj: Credit Card

The Gaj: Credit Card is a credit card from IDFC First Bank. IDFC First Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDFC First Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Gaj: Credit Card, exactly as recorded.

Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with IDFC First Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Gaj: Credit Card. That may mean there isn’t one, or simply that we have not recorded it — IDFC First Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Gaj: Credit Card. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 4 complimentary domestic airport lounge visits per quarter plus 1 guest visit
  • 4 complimentary global airport lounge visits per quarter via DreamFolks
  • Interest-free global ATM cash withdrawals for up to 45 days
  • Free Trip Cancellation Cover up to ₹50,000
  • Travel insurance coverage up to USD 1,200
  • Discounts on 300+ brands
  • Never-expiring reward points
  • Annual fee waiver on ₹10 lakh annual spend
Next step

Ready to apply for the Gaj: Credit Card?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the Gaj: Credit Card

How much is the Gaj: Credit Card annual fee?

We could not verify the Gaj: Credit Card's annual fee, so we do not print one. Check the current annual fee on IDFC First Bank's own site before you apply.

What does the Gaj: Credit Card earn?

We could not verify the Gaj: Credit Card's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the Gaj: Credit Card on?

We hold no card network on record for the Gaj: Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with IDFC First Bank before you apply.

Is the Gaj: Credit Card available in India?

Yes — the Gaj: Credit Card is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this Gaj: Credit Card information?

No figure we hold for the Gaj: Credit Card has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with IDFC First Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with IDFC First Bank before you apply.