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Gaj: Credit Card
The Gaj: Credit Card is a credit card from IDFC First Bank. IDFC First Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDFC First Bank's own site. Here is what we hold on it, and what we do not.
Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the Gaj: Credit Card, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- Not confirmed
- Income requirement
- Not confirmed
- Network
- Not confirmed
- Credit needed
- NoneNot yet checked with IDFC First Bank
The welcome offer
We hold no published welcome offer for the Gaj: Credit Card. That may mean there isn’t one, or simply that we have not recorded it — IDFC First Bank’s own page is the place to check.
What it earns
We hold no category earn rates for the Gaj: Credit Card. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.
Perks & benefits
Card benefits
- 4 complimentary domestic airport lounge visits per quarter plus 1 guest visit
- 4 complimentary global airport lounge visits per quarter via DreamFolks
- Interest-free global ATM cash withdrawals for up to 45 days
- Free Trip Cancellation Cover up to ₹50,000
- Travel insurance coverage up to USD 1,200
- Discounts on 300+ brands
- Never-expiring reward points
- Annual fee waiver on ₹10 lakh annual spend
Ready to apply for the Gaj: Credit Card?
You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.