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Rewards

Best Rewards credit cards in India

Rewards credit cards in India earn points, miles or cash back on everyday spending.

*a card is filed here when we hold at least one positive published earn rate for it, or the source listing we imported it from files it as a rewards card.

213
Rewards cards filed
The ledger

All Rewards cards in India

213 cards
YES Bank№ 1

ACE Credit Card

Credit card issued by YES Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 2

Airtel Axis Bank Credit Card

Get Amazon eVoucher worth ₹250 on first transaction made within first 30 days of card issuance.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
American Express India№ 5

American Express® Gold Card

Amex card issued by American Express India.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
American Express India№ 6

American Express® Platinum Corporate Card

Unlock a warm welcome gift from either MakeMyTrip, Amazon or Taj worth up to ₹35,000 with American Express Platinum Corporate Card.

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
YES Bank№ 8

ANQ Phi Credit Card

Credit card issued by YES Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 9

Apollo SBI Card

Get 500 Reward points worth Rs. 500 on payment of joining fee

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 10

AU Altura Plus

Credit card issued by AU Small Finance Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 11

AU Ananta

Credit card issued by AU Small Finance Bank.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 12

AU Laksya

Credit card issued by AU Small Finance Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 13

AU Prathama

Credit card issued by AU Small Finance Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 14

AU Tejas

Credit card issued by AU Small Finance Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 15

AU Vetta

Visa card issued by AU Small Finance Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 16

AU Xcite (SwipeUp)

Credit card issued by AU Small Finance Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 17

AU Xcite Ultra (SwipeUp)

Credit card issued by AU Small Finance Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 18

AU Zenith

Visa card issued by AU Small Finance Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 19

AU Zenith+

Visa card issued by AU Small Finance Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 20

Axis Bank ACE Credit Card

Visa card issued by Axis Bank.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 21

Axis Bank Atlas Credit Card

Visa card issued by Axis Bank.

PremiumRewards
Annual fee₹5,000per year
Top earn rateNot confirmed
Axis Bank№ 25

Axis Bank Horizon Credit Card

Credit card issued by Axis Bank.

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 26

Axis Bank Magnus Credit Card

Visa card issued by Axis Bank.

Lounge AccessPremium
Annual fee₹12,500per year · can be waived
Top earn rateNot confirmed
Axis Bank№ 27

Axis Bank MY Zone Credit Card

Receive a SonyLIV premium annual subscription valued at ₹1499 for free with your first purchase within first 30 days of issuance.

Lounge AccessPremium
Annual fee₹500per year
Top earn rateNot confirmed
Axis Bank№ 29

Axis Bank NEO Credit Card

Mastercard issued by Axis Bank.

NRIPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 32

Axis Bank Privilege Easy Credit Card

Get 12500 EDGE REWARD points, worth ₹2500 redeemable against vouchers upon levy of joining fees and on completion of 1st transaction within 30 days of card issuance.

Lounge AccessPremium
Annual fee₹1,500per year
Top earn rateNot confirmed
Axis Bank№ 33

Axis Bank Rewards Credit Card

Enjoy 5,000 EDGE REWARD Points on cumulative net spends of ₹1,000 or above within 30 days of card issuance.

Lounge AccessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 35

BizFirst Credit Card

Visa card issued by HDFC Bank.

Bills & UtilitiesBusiness
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 36

BizGrow

Visa card issued by HDFC Bank.

Bills & UtilitiesBusiness
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 37

BizPower Credit Card

Get Amazon Prime membership or Rs. 1500 Amazon Voucher on 1 Tax (IT,GST) or Travel or Ads(Meta Ads, Google Ads) transaction in first 30 days of card issuance.

Bills & UtilitiesBusiness
Annual feeNot confirmed
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 38

BOBCARD EASY

Earn 500 reward points on spends of Rs 5000 within 60 days of card issuance

PremiumRewards
Annual fee₹500per year
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 39

BOBCARD SELECT

Earn 500 reward points on spends of Rs 5000 within 60 days of card issuance

PremiumRewards
Annual fee₹750per year
Top earn rateNot confirmed
SBI Card№ 40

BPCL SBI Card OCTANE

Visa card issued by SBI Card.

Gas & FuelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 41

Business Max

Credit card issued by IDFC First Bank.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 42

Business Multiplier

Credit card issued by IDFC First Bank.

BusinessLounge Access
Annual fee₹1,000per year
Top earn rateNot confirmed
YES Bank№ 43

BYOC (Build Your Own Card)

Credit card issued by YES Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 44

CheQ AU

Visa card issued by AU Small Finance Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 45

Cookies Credit Card

Credit card issued by RBL Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
ICICI Bank№ 46

Coral Credit Card

Visa card issued by ICICI Bank.

Lounge AccessPremium
Annual fee₹500per year
Top earn rateNot confirmed
IDFC First Bank№ 47

Diamond Reserve

On payment of the joining fee, you will receive multiple premium brand offers worth over ₹5,000, including complimentary memberships and discounts from ET Prime, Lenskart, MakeMyTrip, Mokobara, and IDFC FIRST Bank Mobile App.

Lounge AccessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 50

EasySaver Credit Card

Credit card issued by RBL Bank.

PremiumRewards
Annual fee₹499per year
Top earn rate8 pts per ₹400Not yet checked with RBL BankBill Payment
IndusInd Bank№ 51

EazyDiner Credit Card

Visa card issued by IndusInd Bank.

PremiumRewards
Annual fee₹2,999per year
Top earn rateNot confirmed
YES Bank№ 52

ELITE+ Credit Card

Credit card issued by YES Bank.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
YES Bank№ 53

EMI Credit Card

Credit card issued by YES Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Equitas Small Finance Bank№ 54

Equitas Selfe Credit Card

Visa card issued by Equitas Small Finance Bank.

Lounge AccessMetal Card
Annual feeNot confirmed
Top earn rateNot confirmed
Equitas Small Finance Bank№ 55

Equitas Tiga Credit Card

Visa card issued by Equitas Small Finance Bank.

Lounge AccessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
YES Bank№ 56

Essence Credit Card

Credit card issued by YES Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
ICICI Bank№ 57

Expressions Credit Card

Visa card issued by ICICI Bank.

PremiumRewards
Annual fee₹499per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best rewards credit card in India?

The best rewards card in India depends on your spending and goals. We list every rewards card we hold — 213 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a rewards credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a rewards card with other cards?

Yes. Many people pair a rewards card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these rewards card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.