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No FX Fee

Best No Foreign Transaction Fee credit cards in India

No-FX-fee credit cards in India drop the foreign-transaction surcharge on purchases made abroad or in another currency.

*a card is filed here in one of three ways: a published issuer or regulator document we hold states a 0% foreign-transaction fee for it; the issuer's own page says, in a sentence about this card, that it charges no foreign-transaction fee (in the US, also when the issuer reports none to the CFPB); or the source listing we imported it from files it that way. Only a card filed on a quoted line or a regulator's record is re-read: we keep that quote and its source on the card's record and re-read the source every week. When the line is gone, a card filed on it leaves this list; a source we cannot re-read stops counting after 60 days (a CFPB survey, 14 months after the period it reports). A card filed by a document's 0% figure stays while that figure is the one on its record; a card filed by the source listing stays as the listing filed it, and we do not re-read the listing. Confirm the fee on the issuer's page before you travel.

13
No Foreign Transaction Fee cards filed
The ledger

All No Foreign Transaction Fee cards in India

13 cards
IDFC First Bank№ 1

Ashva Credit Card

Earn up to 7,500 reward points as part of the Joining Fee Payment Benefit. Applicable for Ashva Credit Cards generated on and after 1st September 2025.

Lounge AccessNo FX Fee
Annual fee₹2,999per year
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 2

BOBCARD Etihad Guest Premium

Visa card issued by Bank of Baroda (BOBCARD).

AirlineLounge Access
Annual fee₹5,000per year
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 3

BOBCARD Scapia

Visa card issued by Bank of Baroda (BOBCARD).

No Annual FeeNo FX Fee
Annual fee₹0per year
Top earn rateNot confirmed
Federal Bank№ 4

Federal Scapia Credit Card

Visa card issued by Federal Bank.

No Annual FeeNo FX Fee
Annual fee₹0per year
Top earn rateNot confirmed
IDFC First Bank№ 5

FIRST Millennia

Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.*

Low InterestNo Annual Fee
Annual fee₹0per year
Top earn rateNot confirmed
IDFC First Bank№ 6

FIRST Private

Commencement Fee Payment Benefit: 50,000 Reward Points redeemable up to ₹50,000

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 7

FIRST WOW!

Credit card issued by IDFC First Bank.

Low InterestNo Credit History
Annual feeNot confirmed
Top earn rateNot confirmed
IndusInd Bank№ 9

Pioneer Heritage Credit Card

Visa card issued by IndusInd Bank.

No FX FeePremium
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 10

RBL Bank World Safari Credit Card

A special travel encounter exclusively for you! Receive a welcome gift of MakeMyTrip voucher worth INR 3,000.

No FX FeePremium
Annual fee₹3,000per year
Top earn rateNot confirmed
Axis Bank№ 11

Scapia Axis Bank Credit Card

Credit card issued by Axis Bank.

Lounge AccessNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Scapia№ 12

Scapia BOBCARD Credit Card

Credit card issued by Scapia.

No Annual FeeNo FX Fee
Annual fee₹0per year
Top earn rateNot confirmed
Slice№ 13

slice UPI Credit Card

Visa card issued by Slice.

Cash BackNo Annual Fee
Annual fee₹0per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best no foreign transaction fee credit card in India?

The best no foreign transaction fee card in India depends on your spending and goals. We list every no foreign transaction fee card we hold — 13 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a no foreign transaction fee credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a no foreign transaction fee card with other cards?

Yes. Many people pair a no foreign transaction fee card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these no foreign transaction fee card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.