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Welcome Bonus

Best Welcome Bonus credit cards in India

Welcome-bonus credit cards in India are the cards we hold a sign-up offer for — points or cash paid once you meet a spending target.

*a card is filed here when we hold a welcome-offer figure for it. Offers change and expire more often than anything else on a card, so confirm the live offer on the issuer's page before you apply.

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Welcome Bonus cards filed
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AllPremium349Rewards213Welcome Bonus111Lounge Access94Travel89Cash Back61Business54Secured44No Annual Fee31Airline21Dining20Gas & Fuel18Travel Insurance17Store & Retail16Bills & Utilities13Low Interest13No FX Fee13Metal Card11Online Shopping11Groceries10No Credit History10Entertainment6Credit Building5Hotel3Points1Student1
The ledger

All Welcome Bonus cards in India

97 cards
IDFC First Bank№ 1

Add-on Credit Card

Get 1,000 Reward Points when the add-on card is used within 15 days (min. ₹500 spend).

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 2

Airtel Axis Bank Credit Card

Get Amazon eVoucher worth ₹250 on first transaction made within first 30 days of card issuance.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 3

Apollo SBI Card

Get 500 Reward points worth Rs. 500 on payment of joining fee

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 4

Assam Rifles The SENTINEL BOBCARD

500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance.

Welcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
IndusInd Bank№ 5

Avios Visa Infinite Credit Card

Visa card issued by IndusInd Bank.

AirlineMetal Card
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 6

Axis Bank Privilege Easy Credit Card

Get 12500 EDGE REWARD points, worth ₹2500 redeemable against vouchers upon levy of joining fees and on completion of 1st transaction within 30 days of card issuance.

Lounge AccessPremium
Annual fee₹1,500per year
Top earn rateNot confirmed
Axis Bank№ 7

Axis Bank Rewards Credit Card

Enjoy 5,000 EDGE REWARD Points on cumulative net spends of ₹1,000 or above within 30 days of card issuance.

Lounge AccessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 9

Binge Credit Card

Get 4,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

PremiumWelcome Bonus
Annual fee₹999per year
Top earn rate12 pts per ₹100Not yet checked with RBL BankOnline
Bank of Baroda (BOBCARD)№ 10

BOBCARD CORPORATE

Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

BusinessPremium
Annual fee₹1,000per year
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 11

BOBCARD EASY

Earn 500 reward points on spends of Rs 5000 within 60 days of card issuance

PremiumRewards
Annual fee₹500per year
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 12

BOBCARD EMPOWER

Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

BusinessPremium
Annual fee₹500per year
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 13

BOBCARD PREMIER

Credit card issued by Bank of Baroda (BOBCARD).

PremiumTravel
Annual fee₹1,000per year
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 14

BOBCARD SELECT

Earn 500 reward points on spends of Rs 5000 within 60 days of card issuance

PremiumRewards
Annual fee₹750per year
Top earn rateNot confirmed
SBI Card№ 15

BPCL SBI Card

Credit card issued by SBI Card.

Gas & FuelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 16

BUPB/BGGB/BRKGB PRAGATI BOBCARD

Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

PremiumWelcome Bonus
Annual fee₹250per year
Top earn rateNot confirmed
ICICI Bank№ 17

Business Essential Credit Card

Earn 1500 Reward Points on first month's bill payment

BusinessPremium
Annual fee₹1,000per year
Top earn rateNot confirmed
SBI Card№ 18

City Union Bank SimplySAVE SBI Card

Spend Rs. 2,000 or more in first 60 days and get 2,000 Bonus Reward Points

PremiumWelcome Bonus
Annual fee₹499per year
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 19

CMA ONE BOBCARD

Earn 500 reward points on spend of ₹5,000 and above within 60 days of card issuance & an additional 4,000 reward points every quarter, on spending more than ₹1Lac or your card's credit limit.(whichever is higher)

Welcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
ICICI Bank№ 21

Emirates Emeralde Credit Card

Mastercard issued by ICICI Bank.

AirlineLounge Access
Annual fee₹10,000per year
Top earn rateNot confirmed
ICICI Bank№ 22

Emirates Sapphiro Credit Card

Mastercard issued by ICICI Bank.

AirlineLounge Access
Annual fee₹5,000per year
Top earn rateNot confirmed
IDFC First Bank№ 23

FIRST Private

Commencement Fee Payment Benefit: 50,000 Reward Points redeemable up to ₹50,000

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 24

FIRST SWYP

Welcome Offer: Gift voucher worth ₹500 on spending ₹5,000 within 30 days of joining fee payment

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 25

Freedom

500 Reward Points on fee realisation.

DiningPremium
Annual feeNot confirmed
Top earn rateNot confirmed
ICICI Bank№ 26

HPCL Super Saver Credit Card

Joining Benefits Get 2,000 reward points

Gas & FuelLounge Access
Annual fee₹500per year
Top earn rateNot confirmed
HSBC India№ 27

HSBC Premier Credit Card

Mastercard issued by HSBC India.

Lounge AccessPremium
Annual fee₹20,000per year
Top earn rateNot confirmed
RBL Bank№ 28

Icon Credit Card

Get 20,000 bonus reward points as welcome benefit.

PremiumRewards
Annual fee₹5,000per year
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 29

ICSI DIAMOND BOBCARD

Earn 500 reward points on spend of ₹5,000 and above within 60 days of card issuance & an additional 3999 Reward Points every quarter, on spending more than ₹1 Lac or your card's credit limit. (whichever is higher)

Welcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
IDBI Bank№ 30

IDBI Bank Aspire Platinum Credit Card

500 bonus delight points on card activation. 500 bonus delight points on first transaction of Rs. 1,500 or more within 30 days of card activation.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
IDBI Bank№ 31

IDBI Bank Euphoria World Credit Card

500 bonus delight points on card activation. 750 bonus delight points on first transaction of Rs. 5,000 or more within 30 days of card activation.

PremiumRewards
Annual feeNot confirmed
Top earn rate6 pts per ₹100Two independent reads agree · not quoted verbatimTravel
IDBI Bank№ 32

IDBI Bank Imperium Platinum Credit Card

500 bonus delight points on card activation. 500 bonus delight points on first transaction of Rs. 1,500 or more within 30 days of card activation.

PremiumRewards
Annual feeNot confirmed
Top earn rate2 pts per ₹150Two independent reads agree · not quoted verbatimOther
Bank of Baroda (BOBCARD)№ 33

Indian Army YODDHA BOBCARD

500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance.

Welcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 34

Indian Coast Guard RAKSHAMAH BOBCARD

500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance.

Welcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Kotak Mahindra Bank№ 36

IndianOil Kotak Credit Card

Get 1000 Reward points as welcome benefit on spending INR 500 within 30 days of card issuance

DiningGas & Fuel
Annual fee₹449per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 39

Indigo Kotak Credit Card

Kick start your IndiGo Kotak Credit Card journey with a welcome benefit voucher of 2,500 IndiGo BluChips

AirlineDining
Annual feeNot confirmed
Top earn rateNot confirmed
IndusInd Bank№ 40

Indus Solitaire Credit Card

Spend INR 1 lakh in first 30 days from card issuance date and earn 5000 Bonus Reward Points

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 42

IRCTC BOBCARD

Avail 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance.

PremiumTravel
Annual fee₹350per year
Top earn rateNot confirmed
RBL Bank№ 43

IRCTC RBL Bank Credit Card

Credit card issued by RBL Bank.

PremiumTravel
Annual fee₹500per year
Top earn rateNot confirmed
SBI Card№ 44

IRCTC SBI Platinum Card

Get 350 activation bonus Reward Points on a single transaction of Rs. 500 or more within 60 days of card issuance.

PremiumWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 45

Jalsa Credit Card

Enjoy a INR 1,000 Quick Commerce Voucher on joining

PremiumWelcome Bonus
Annual fee₹999per year
Top earn rate5%Not yet checked with RBL BankBlinkit / Zepto / Myntra / Swiggy / Zomato / Meesho / Urban Company / Flipkart / AJIO
SBI Card№ 46

Karur Vysya Bank - SBI Card

Credit card issued by SBI Card.

PremiumWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

What is the best welcome bonus credit card in India?

The best welcome bonus card in India depends on your spending and goals. We list every welcome bonus card we hold — 97 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a welcome bonus credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a welcome bonus card with other cards?

Yes. Many people pair a welcome bonus card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these welcome bonus card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.