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Card1/4 on file
Annual fee: issuer restricts access
IDFC First Bank · Card

FIRST Private

Low InterestNo FX FeePremiumRewardsWelcome Bonus

The FIRST Private is a credit card from IDFC First Bank. IDFC First Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDFC First Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Sep 2026), purchase APR (Sep 2026), welcome offer (Sep 2026). Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offer50,000 ptsChecked idfcfirst.bank.in
Apply on IDFC First BankCompare this card
Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the FIRST Private, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
NoneChecked idfcfirst.bank.in
Purchase APR
9%Checked idfcfirst.bank.in
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
ExcellentNot yet checked with IDFC First Bank
Sign-up

The welcome offer

Commencement Fee Payment Benefit: 50,000 Reward Points redeemable up to ₹50,000

Checked idfcfirst.bank.in
Points50,000Checked idfcfirst.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the FIRST Private. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Unlimited global airport lounge access
  • Complimentary domestic airport lounge access for guests 4 times a year
  • Unlimited railway lounge access within India
  • 0% forex markup
  • 0% interest on cash withdrawal globally
  • Trip cancellation cover up to ₹50,000 twice a year
  • Visa Meet & Greet services
  • Travel and air accident insurance up to ₹2.5 crore
  • Roadside assistance
  • Complimentary 3rd night at ITC Hotels (Visa offer)
  • Taj Experiences Signature Dining Voucher on ₹15 lakh spends in 6 months
  • Discount at The Postcard Hotel & Resorts
  • Dine with Visa premium restaurant access
  • BookMyShow discounts up to ₹1,500 monthly
  • Golfing privileges including international golf access
  • Never expiring reward points
  • Karma Points donation program
  • 0 over-limit charges
  • 0 late payment charges
Next step

Ready to apply for the FIRST Private?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the FIRST Private

How much is the FIRST Private annual fee?

We could not verify the FIRST Private's annual fee, so we do not print one. Check the current annual fee on IDFC First Bank's own site before you apply.

What does the FIRST Private earn?

We could not verify the FIRST Private's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the FIRST Private on?

We hold no card network on record for the FIRST Private. The network determines where a card is accepted and which network-level benefits apply, so confirm it with IDFC First Bank before you apply.

Is the FIRST Private available in India?

Yes — the FIRST Private is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the FIRST Private figures last checked?

We checked its foreign transaction fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with IDFC First Bank: credit requirement. We could not verify, so we do not print: annual fee and earn rates. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.