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Visa1/4 on file
Annual fee: issuer restricts access
HDFC Bank · Visa

Freedom

DiningPremiumRewardsTravelWelcome Bonus

The Freedom is a Visa card from HDFC Bank. HDFC Bank's site does not let us read its terms, so we leave the annual fee blank — check it on HDFC Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: welcome offer (Sep 2026). Not yet checked with HDFC Bank: credit requirement. HDFC Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offer500 ptsChecked hdfc.bank.in
Apply on HDFC BankCompare this card
Opens HDFC Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Freedom, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with HDFC Bank
Sign-up

The welcome offer

500 Reward Points on fee realisation.

Checked hdfc.bank.in
Points500Checked hdfc.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Freedom. Rather than print a multiplier we cannot source, this stays blank until HDFC Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 10X Reward Points on Big Basket, BookMyshow, OYO, Swiggy & Uber
  • Renewal fee waived on spending ₹50,000+ annually
  • Up to 50 days interest-free credit period
  • Contactless payments
  • Smart EMI option
  • Zero lost card liability
  • PayZapp linking benefits with additional CashPoints
  • 10% additional discount on Swiggy Dineout
  • 1% fuel surcharge waiver at fuel stations across India
Next step

Ready to apply for the Freedom?

You'll finish the application on HDFC Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens HDFC Bank’s site
Questions

Questions about the Freedom

How much is the Freedom annual fee?

We could not verify the Freedom's annual fee, so we do not print one. Check the current annual fee on HDFC Bank's own site before you apply.

What does the Freedom earn?

We could not verify the Freedom's earn rates, so we do not print a multiplier. Check them on HDFC Bank's own site.

What network is the Freedom on?

The Freedom runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Freedom available in India?

Yes — the Freedom is issued by HDFC Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Freedom figures last checked?

We checked its welcome offer in September 2026, against a published document. Not yet checked with HDFC Bank: credit requirement. We could not verify, so we do not print: annual fee, foreign transaction fee and earn rates. Check them with HDFC Bank. Terms can change without notice, so confirm the current details with HDFC Bank before you apply.