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Card1/4 on file
Annual fee: issuer restricts access
IDFC First Bank · Card

Add-on Credit Card

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The Add-on Credit Card is a credit card from IDFC First Bank. IDFC First Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDFC First Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: welcome offer (Oct 2026). Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerSee offer below
Apply on IDFC First BankCompare this card
Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Add-on Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with IDFC First Bank
Sign-up

The welcome offer

Get 1,000 Reward Points when the add-on card is used within 15 days (min. ₹500 spend).

Checked idfcfirst.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Add-on Credit Card. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Share all benefits of the primary IDFC FIRST Bank Credit Card without a new application or credit check
  • Faster milestone rewards by combining spends
  • Annual fee waiver on meeting spend goals
  • Easy spend tracking with all expenses in one statement
  • 100% digital application process
Next step

Ready to apply for the Add-on Credit Card?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the Add-on Credit Card

How much is the Add-on Credit Card annual fee?

We could not verify the Add-on Credit Card's annual fee, so we do not print one. Check the current annual fee on IDFC First Bank's own site before you apply.

What does the Add-on Credit Card earn?

IDFC First Bank does not publish category earn rates for the Add-on Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Add-on Credit Card on?

We hold no card network on record for the Add-on Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with IDFC First Bank before you apply.

Is the Add-on Credit Card available in India?

Yes — the Add-on Credit Card is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Add-on Credit Card figures last checked?

We checked its welcome offer in October 2026, against a published document. Not yet checked with IDFC First Bank: credit requirement. Not published by IDFC First Bank where we checked: foreign transaction fee and earn rates. We could not verify, so we do not print: annual fee. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.