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✓ Annual fee checked
ICICI Bank · Card

Business Essential Credit Card

BusinessPremiumWelcome Bonus

The Business Essential Credit Card is a credit card from ICICI Bank with an annual fee of ₹1,000. Here is what we hold on it, and what we do not.

Annual fee₹1,000per yearChecked icici.bank.in
Welcome offer1,500 ptsChecked icici.bank.in
Apply on ICICI BankCompare this card
Opens ICICI Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Business Essential Credit Card, exactly as recorded.

Annual fee
₹1,000Checked icici.bank.in
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

Earn 1500 Reward Points on first month's bill payment

Checked icici.bank.in
Points1,500Checked icici.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Business Essential Credit Card. Rather than print a multiplier we cannot source, this stays blank until ICICI Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Business Essential Credit Card?

You'll finish the application on ICICI Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens ICICI Bank’s site
Questions

Questions about the Business Essential Credit Card

How much is the Business Essential Credit Card annual fee?

The Business Essential Credit Card has an annual fee of ₹1,000. Weigh that against the rewards and perks you will actually use.

What does the Business Essential Credit Card earn?

We could not verify the Business Essential Credit Card's earn rates, so we do not print a multiplier. Check them on ICICI Bank's own site.

What network is the Business Essential Credit Card on?

We hold no card network on record for the Business Essential Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with ICICI Bank before you apply.

Is the Business Essential Credit Card available in India?

Yes — the Business Essential Credit Card is issued by ICICI Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Business Essential Credit Card figures last checked?

We checked its annual fee in October 2026 and its welcome offer in September 2026, each against a published document. We could not verify, so we do not print: foreign transaction fee and earn rates. Check them with ICICI Bank. Terms can change without notice, so confirm the current details with ICICI Bank before you apply.