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Cash Back

Best Cash Back credit cards in India

Cash-back credit cards in India return a share of what you spend as cash or statement credit, with no points to value.

*a card is filed here when its name says cash back, or the source listing we imported it from files it that way.

61
Cash Back cards filed
The ledger

All Cash Back cards in India

61 cards
Axis Bank№ 1

Airtel Axis Bank Credit Card

Get Amazon eVoucher worth ₹250 on first transaction made within first 30 days of card issuance.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 3

AU Altura

Credit card issued by AU Small Finance Bank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 4

AU Altura Plus

Credit card issued by AU Small Finance Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 5

AU Business Cashback (commercial)

Credit card issued by AU Small Finance Bank.

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 6

AU Kosmo (Kiwi co-brand)

Credit card issued by AU Small Finance Bank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 7

AU SPONT

Credit card issued by AU Small Finance Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 8

AU Tejas

Credit card issued by AU Small Finance Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
AU Small Finance Bank№ 9

AU Xcite Ace (SwipeUp)

Credit card issued by AU Small Finance Bank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 10

Axis Bank ACE Credit Card

Visa card issued by Axis Bank.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Bank of Baroda (BOBCARD)№ 13

BOBCARD Cashback

Mastercard issued by Bank of Baroda (BOBCARD).

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 14

Cashback Credit Card

Enjoy EDGE Reward points worth ₹1000 upon first transaction within 30 days of card issuance.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 15

Cashback SBI Card

Visa card issued by SBI Card.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Dbs Bank India№ 16

DBS Spark10

Visa card issued by Dbs Bank India.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Dbs Bank India№ 17

DBS Spark20

Visa card issued by Dbs Bank India.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Dbs Bank India№ 18

DBS Spark5

Visa card issued by Dbs Bank India.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Utkarsh Small Finance Bank№ 20

Eternal Credit Card

Mastercard issued by Utkarsh Small Finance Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 21

Flipkart Axis Bank Credit Card

Visa card issued by Axis Bank.

Cash BackPremium
Annual fee₹500per year · can be waived
Top earn rateNot confirmed
IDFC First Bank№ 22

Hello Cashback

Credit card issued by IDFC First Bank.

Cash BackNo Credit History
Annual fee₹1,000per year
Top earn rateNot confirmed
HSBC India№ 23

HSBC Live+ Credit Card

Visa card issued by HSBC India.

Cash BackDining
Annual fee₹999per year
Top earn rateNot confirmed
HSBC India№ 24

HSBC RuPay Cashback Credit Card

Credit card issued by HSBC India.

Cash BackLounge Access
Annual fee₹499per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 29

Kotak Cashback+ Credit Card

Credit card issued by Kotak Mahindra Bank.

Cash BackDining
Annual fee₹750per year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 30

Kotak Cashback+ Prime Credit Card

Credit card issued by Kotak Mahindra Bank.

Cash BackDining
Annual fee₹750per year
Top earn rateNot confirmed
HDFC Bank№ 31

Millennia

Visa card issued by HDFC Bank.

Cash BackLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 32

MoneyBack+

Visa card issued by HDFC Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 34

PhonePe HDFC Bank Ultimo

Visa card issued by HDFC Bank.

Cash BackLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 35

PhonePe HDFC Bank Uno

Visa card issued by HDFC Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 36

PIXEL Go

Visa card issued by HDFC Bank.

Cash BackPremium
Annual fee₹250per year · can be waived
Top earn rateNot confirmed
HDFC Bank№ 37

PIXEL Play

Visa card issued by HDFC Bank.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab Sind Bank№ 38

PSB SimplySAVE SBI Card

Visa card issued by Punjab Sind Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 39

Quantum+ Credit Card

Credit card issued by IDFC First Bank.

Cash BackNo Credit History
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 40

RBL Bank Apex Credit Card

Cardmembers are eligible for Welcome Vouchers worth INR 1000 from multiple brands across categories like Flights, Hotels & Dining.

Cash BackPremium
Annual fee₹1,000per year
Top earn rateNot confirmed
Utkarsh Small Finance Bank№ 45

Rhodium Credit Card

Mastercard issued by Utkarsh Small Finance Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Axis Bank№ 46

Samsung Axis Bank Signature Credit Card

2500 EDGE REWARD Points on doing 3 transactions within 30 days from card issuance date

Cash BackLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Slice№ 47

slice UPI Credit Card

Visa card issued by Slice.

Cash BackNo Annual Fee
Annual fee₹0per year
Top earn rateNot confirmed
Standard Chartered India№ 49

Standard Chartered Smart Credit Card

Visa card issued by Standard Chartered India.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 52

Swiggy BLCK HDFC Bank Credit Card

Visa card issued by HDFC Bank.

Cash BackOnline Shopping
Annual fee₹1,000per year · can be waived
Top earn rateNot confirmed
HDFC Bank№ 53

Swiggy HDFC Bank Credit Card

Visa card issued by HDFC Bank.

Cash BackPremium
Annual fee₹500per year · can be waived
Top earn rateNot confirmed
Uni Cards№ 55

Uni GoldX Credit Card

Visa card issued by Uni Cards.

Cash BackNo Annual Fee
Annual fee₹0per year
Top earn rateNot confirmed
YES Bank№ 56

UNI RuPay Credit Card

Credit card issued by YES Bank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
YES Bank№ 59

YES BANK Uni Credit Card

Credit card issued by YES Bank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

What is the best cash back credit card in India?

The best cash back card in India depends on your spending and goals. We list every cash back card we hold — 61 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a cash back credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a cash back card with other cards?

Yes. Many people pair a cash back card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these cash back card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.