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Card2/4 on file
✓ Annual fee checked
IDFC First Bank · Card

Hello Cashback

Cash BackNo Credit HistoryOnline ShoppingPremiumRewardsTravel

The Hello Cashback is a credit card from IDFC First Bank with an annual fee of ₹1,000. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026). Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹1,000per yearChecked idfcfirst.bank.in
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on IDFC First BankCompare this card
Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Hello Cashback, exactly as recorded.

Annual fee
₹1,000Checked idfcfirst.bank.in
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with IDFC First Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Hello Cashback. That may mean there isn’t one, or simply that we have not recorded it — IDFC First Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Hello Cashback. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • NIL joining fee (introductory offer)
  • Up to 5% cashback on eligible spends
  • 1% cashback on UPI spends via IDFC FIRST Bank app
  • Additional 1% cashback on hotel and flight bookings via Bank app
  • Interest-free cash withdrawal for up to 45 days at nominal fee
  • 1% fuel surcharge waiver up to ₹100 per statement cycle
  • Complimentary roadside assistance worth ₹1,399, up to 4 times a year
  • Personal accident cover of ₹2,00,000
  • Lost card liability cover of ₹25,000
  • FD-backed card requiring no credit score
  • Annual fee waived on ₹2L annual spends
Next step

Ready to apply for the Hello Cashback?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the Hello Cashback

How much is the Hello Cashback annual fee?

The Hello Cashback has an annual fee of ₹1,000. Weigh that against the rewards and perks you will actually use.

What does the Hello Cashback earn?

We could not verify the Hello Cashback's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the Hello Cashback on?

We hold no card network on record for the Hello Cashback. The network determines where a card is accepted and which network-level benefits apply, so confirm it with IDFC First Bank before you apply.

Is the Hello Cashback available in India?

Yes — the Hello Cashback is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Hello Cashback figures last checked?

We checked its annual fee in September 2026, against a published document. Not yet checked with IDFC First Bank: credit requirement. Not published by IDFC First Bank where we checked: welcome offer. We could not verify, so we do not print: foreign transaction fee and earn rates. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.