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Online Shopping

Best Online Shopping credit cards in India

Online-shopping credit cards in India earn a stated reward on purchases made online.

*a card is filed here when the issuer's own page says, in a sentence about this card, that online spending earns a stated rate. A menu link, a footnote or a line about another card does not count, and neither do online-security features, merchant discounts or an introductory or time-limited rate. We keep each quote and its source on the card's record and re-read the source every week. When the line is gone, a card filed on it leaves this list; a source we cannot re-read stops counting after 60 days (a CFPB survey, 14 months after the period it reports).

11
Online Shopping cards filed
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AllPremium349Rewards213Welcome Bonus111Lounge Access94Travel89Cash Back61Business54Secured44No Annual Fee31Airline21Dining20Gas & Fuel18Travel Insurance17Store & Retail16Bills & Utilities13Low Interest13No FX Fee13Metal Card11Online Shopping11Groceries10No Credit History10Entertainment6Credit Building5Hotel3Points1Student1
The ledger

All Online Shopping cards in India

11 cards
Axis Bank№ 1

Cashback Credit Card

Enjoy EDGE Reward points worth ₹1000 upon first transaction within 30 days of card issuance.

Bills & UtilitiesCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Equitas Small Finance Bank№ 2

Equitas PowerMiles Credit Card

Visa card issued by Equitas Small Finance Bank.

AirlineLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 3

FIRST EARN (Secured RuPay)

Yes, you can earn 10% cashback up to ₹250 on your first transaction, done within 15 days of card generation. Card generation refers to the point at which your card is created along with FD funding.

Low InterestNo Credit History
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 5

Hello Cashback

Credit card issued by IDFC First Bank.

Cash BackNo Credit History
Annual fee₹1,000per year
Top earn rateNot confirmed
Axis Bank№ 6

IndianOil Axis Bank Credit Card

Visa card issued by Axis Bank.

Gas & FuelOnline Shopping
Annual fee₹500per year · can be waived
Top earn rateNot confirmed
Kotak Mahindra Bank№ 7

Kotak Cashback+ Credit Card

Credit card issued by Kotak Mahindra Bank.

Cash BackDining
Annual fee₹750per year
Top earn rateNot confirmed
HDFC Bank№ 8

PIXEL Play

Visa card issued by HDFC Bank.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 9

Quantum+ Credit Card

Credit card issued by IDFC First Bank.

Cash BackNo Credit History
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 10

Swiggy BLCK HDFC Bank Credit Card

Visa card issued by HDFC Bank.

Cash BackOnline Shopping
Annual fee₹1,000per year · can be waived
Top earn rateNot confirmed
Questions

Frequently asked

What is the best online shopping credit card in India?

The best online shopping card in India depends on your spending and goals. We list every online shopping card we hold — 11 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a online shopping credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a online shopping card with other cards?

Yes. Many people pair a online shopping card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these online shopping card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.