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Axis Bank · Visa

IndianOil Axis Bank Credit Card

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The IndianOil Axis Bank Credit Card is a Visa card from Axis Bank with an annual fee of ₹500, which Axis Bank waives on this condition: “Annual fee waiver on spending over ₹3,50,000 in a card anniversary year”. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026). Not yet checked with Axis Bank: fee waiver condition. Axis Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹500can be waivedChecked axis.bank.in
Apply on Axis BankCompare this card
Opens Axis Bank’s site
Ledger entry

The receipt

Every cost line we hold for the IndianOil Axis Bank Credit Card, exactly as recorded.

Annual fee
₹500 (can be waived)Checked axis.bank.in
Fee waiver
Annual fee waiver on spending over ₹3,50,000 in a card anniversary yearNot yet checked with Axis Bank
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the IndianOil Axis Bank Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Axis Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the IndianOil Axis Bank Credit Card. Rather than print a multiplier we cannot source, this stays blank until Axis Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 4% value back (20 EDGE Reward Points per ₹100) on fuel spends at IOCL outlets
  • 1% value back (5 EDGE Reward Points per ₹100) on online shopping
  • 1% fuel surcharge waiver at IOCL outlets (max ₹50 per statement cycle)
  • Annual fee waiver on spending over ₹3,50,000 in a card anniversary year
  • Up to 10% instant discount on BookMyShow movie tickets
  • Access to Axis Bank Dining Delights Program
  • Wednesday Delight offers on flights, hotels, Swiggy, and Tira
  • Earn 1 EDGE REWARD point per ₹100 on eligible spends
Next step

Ready to apply for the IndianOil Axis Bank Credit Card?

You'll finish the application on Axis Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Axis Bank’s site
Questions

Questions about the IndianOil Axis Bank Credit Card

How much is the IndianOil Axis Bank Credit Card annual fee?

The IndianOil Axis Bank Credit Card has an annual fee of ₹500, which Axis Bank waives on this condition: “Annual fee waiver on spending over ₹3,50,000 in a card anniversary year”. Weigh that against the rewards and perks you will actually use.

What does the IndianOil Axis Bank Credit Card earn?

We could not verify the IndianOil Axis Bank Credit Card's earn rates, so we do not print a multiplier. Check them on Axis Bank's own site.

What network is the IndianOil Axis Bank Credit Card on?

The IndianOil Axis Bank Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the IndianOil Axis Bank Credit Card available in India?

Yes — the IndianOil Axis Bank Credit Card is issued by Axis Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the IndianOil Axis Bank Credit Card figures last checked?

We checked its annual fee in September 2026, against a published document. Not yet checked with Axis Bank: fee waiver condition. We could not verify, so we do not print: foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with Axis Bank. Terms can change without notice, so confirm the current details with Axis Bank before you apply.