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Visa0/4 on file
Annual fee: issuer restricts access
HDFC Bank · Visa

Millennia

Cash BackLounge AccessPremiumRewards

The Millennia is a Visa card from HDFC Bank. HDFC Bank's site does not let us read its terms, so we leave the annual fee blank — check it on HDFC Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with HDFC Bank: credit requirement. HDFC Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offerNot confirmed
Apply on HDFC BankCompare this card
Opens HDFC Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Millennia, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with HDFC Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Millennia. That may mean there isn’t one, or simply that we have not recorded it — HDFC Bank’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Millennia. Rather than print a multiplier we cannot source, this stays blank until HDFC Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 5% CashBack on select brands like Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber
  • 1% CashBack on other spends
  • Milestone benefit: ₹1,000 voucher or domestic lounge access per quarter on ₹1,00,000+ spend
  • Up to 10% additional cashback via SmartBuy/PayZapp
  • 10% discount on Swiggy Dineout
  • 1% fuel surcharge waiver
  • Up to 50 days interest-free credit period
  • Zero lost card liability
  • Contactless payment enabled
  • Smart EMI option
  • Annual fee waiver on ₹1,00,000+ annual spend
Next step

Ready to apply for the Millennia?

You'll finish the application on HDFC Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens HDFC Bank’s site
Questions

Questions about the Millennia

How much is the Millennia annual fee?

We could not verify the Millennia's annual fee, so we do not print one. Check the current annual fee on HDFC Bank's own site before you apply.

What does the Millennia earn?

We could not verify the Millennia's earn rates, so we do not print a multiplier. Check them on HDFC Bank's own site.

What network is the Millennia on?

The Millennia runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Millennia available in India?

Yes — the Millennia is issued by HDFC Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this Millennia information?

No figure we hold for the Millennia has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee and earn rates. Check them with HDFC Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with HDFC Bank before you apply.