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Mastercard0/4 on file
Annual fee: issuer restricts access
Utkarsh Small Finance Bank · Mastercard

Rhodium Credit Card

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The Rhodium Credit Card is a Mastercard from Utkarsh Small Finance Bank. Utkarsh Small Finance Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Utkarsh Small Finance Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Oct 2026), purchase APR (Oct 2026). Not yet checked with Utkarsh Small Finance Bank: credit requirement. Utkarsh Small Finance Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Utkarsh Small Finance BankCompare this card
Opens Utkarsh Small Finance Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Rhodium Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
3%Checked utkarsh.bank.in
Purchase APR
24%Checked utkarsh.bank.in
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Utkarsh Small Finance Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Rhodium Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Utkarsh Small Finance Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Rhodium Credit Card. Rather than print a multiplier we cannot source, this stays blank until Utkarsh Small Finance Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 1.25% cashback on all eligible transactions
  • Complimentary airport lounge access up to 4 times per quarter
  • 1% fuel surcharge waiver on transactions between ₹400 to ₹5000
  • Interest-free period up to 50 days
  • 15% discount offers
Next step

Ready to apply for the Rhodium Credit Card?

You'll finish the application on Utkarsh Small Finance Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Utkarsh Small Finance Bank’s site
Questions

Questions about the Rhodium Credit Card

How much is the Rhodium Credit Card annual fee?

We could not verify the Rhodium Credit Card's annual fee, so we do not print one. Check the current annual fee on Utkarsh Small Finance Bank's own site before you apply.

What does the Rhodium Credit Card earn?

We could not verify the Rhodium Credit Card's earn rates, so we do not print a multiplier. Check them on Utkarsh Small Finance Bank's own site.

What network is the Rhodium Credit Card on?

The Rhodium Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Rhodium Credit Card available in India?

Yes — the Rhodium Credit Card is issued by Utkarsh Small Finance Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Rhodium Credit Card figures last checked?

We checked its foreign transaction fee in October 2026 and its purchase APR in October 2026, each against a published document. Not yet checked with Utkarsh Small Finance Bank: credit requirement. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with Utkarsh Small Finance Bank. Terms can change without notice, so confirm the current details with Utkarsh Small Finance Bank before you apply.