Eternal Credit Card
The Eternal Credit Card is a Mastercard from Utkarsh Small Finance Bank. Utkarsh Small Finance Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Utkarsh Small Finance Bank's own site. Here is what we hold on it, and what we do not.
Checked against a published document: purchase APR (Oct 2026). Not yet checked with Utkarsh Small Finance Bank: foreign transaction fee. Utkarsh Small Finance Bank’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the Eternal Credit Card, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- 3%Two independent reads agree · not quoted verbatimutkarsh.bank.in
- Purchase APR
- 36%Checked utkarsh.bank.in
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- Not confirmed
The welcome offer
We hold no published welcome offer for the Eternal Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Utkarsh Small Finance Bank’s own page is the place to check.
What it earns
We hold no category earn rates for the Eternal Credit Card. Rather than print a multiplier we cannot source, this stays blank until Utkarsh Small Finance Bank’s own terms give us one.
Ready to apply for the Eternal Credit Card?
You'll finish the application on Utkarsh Small Finance Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.