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Card1/4 on file
Annual fee: issuer restricts access
IDFC First Bank · Card

FIRST SWYP

PremiumRewardsWelcome Bonus

The FIRST SWYP is a credit card from IDFC First Bank. IDFC First Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDFC First Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: welcome offer (Sep 2026). Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerSee offer below
Apply on IDFC First BankCompare this card
Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the FIRST SWYP, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with IDFC First Bank
Sign-up

The welcome offer

Welcome Offer: Gift voucher worth ₹500 on spending ₹5,000 within 30 days of joining fee payment

Checked idfcfirst.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the FIRST SWYP. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Comprehensive travel insurance
  • 25% discount on movie tickets
  • 1% fuel surcharge waiver up to ₹200 per month
  • Access to 300+ merchant offers across categories
  • 4 complimentary railway lounge access per quarter
  • Personal Accident Cover up to ₹2,00,000
  • 24/7 roadside assistance worth ₹1,399
  • Lost Card Liability protection up to ₹25,000
  • EMI conversion with flat monthly fee and no interest
  • No expiry on reward points
Next step

Ready to apply for the FIRST SWYP?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the FIRST SWYP

How much is the FIRST SWYP annual fee?

We could not verify the FIRST SWYP's annual fee, so we do not print one. Check the current annual fee on IDFC First Bank's own site before you apply.

What does the FIRST SWYP earn?

IDFC First Bank does not publish category earn rates for the FIRST SWYP where we checked (October 2026), so we do not print a multiplier.

What network is the FIRST SWYP on?

We hold no card network on record for the FIRST SWYP. The network determines where a card is accepted and which network-level benefits apply, so confirm it with IDFC First Bank before you apply.

Is the FIRST SWYP available in India?

Yes — the FIRST SWYP is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the FIRST SWYP figures last checked?

We checked its welcome offer in September 2026, against a published document. Not yet checked with IDFC First Bank: credit requirement. Not published by IDFC First Bank where we checked: earn rates. We could not verify, so we do not print: annual fee and foreign transaction fee. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.