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Mastercard2/4 on file
Annual fee: issuer restricts access
IDBI Bank · Mastercard

IDBI Bank Euphoria World Credit Card

PremiumRewardsTravelWelcome Bonus

The IDBI Bank Euphoria World Credit Card is a Mastercard from IDBI Bank. IDBI Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDBI Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: welcome offer (Sep 2026). Not yet checked with IDBI Bank: credit requirement and earn rates. IDBI Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rate6 pts per ₹100on TravelTwo independent reads agree · not quoted verbatimidbi.bank.in
Welcome offerSee offer below
Apply on IDBI BankCompare this card
Opens IDBI Bank’s site
Ledger entry

The receipt

Every cost line we hold for the IDBI Bank Euphoria World Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with IDBI Bank
Sign-up

The welcome offer

500 bonus delight points on card activation. 750 bonus delight points on first transaction of Rs. 5,000 or more within 30 days of card activation.

Checked idbi.bank.in
Rewards

What it earns

Published category multipliers for the IDBI Bank Euphoria World Credit Card.

CategoryEarn rateCap
Travel6 pts per ₹100No cap on file
Other3 pts per ₹100No cap on file
Two independent reads agree · not quoted verbatimidbi.bank.in
Included

Perks & benefits

Card benefits

  • 12 complimentary domestic airport lounge visits per calendar year
  • Air travel accident insurance cover of Rs. 25 lakhs
  • 1% fuel surcharge waiver (up to Rs. 500/month) on transactions of Rs. 400–5,000
  • Up to 48 days interest-free credit period
  • Milestone bonus points at Rs. 2 lakh and Rs. 4 lakh annual spend
  • Add-on cards available for family members
  • MasterCard World travel concierge and airport/hotel/car rental offers
  • Zero liability on reported fraudulent transactions after card is blocked
Next step

Ready to apply for the IDBI Bank Euphoria World Credit Card?

You'll finish the application on IDBI Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDBI Bank’s site
Questions

Questions about the IDBI Bank Euphoria World Credit Card

How much is the IDBI Bank Euphoria World Credit Card annual fee?

We could not verify the IDBI Bank Euphoria World Credit Card's annual fee, so we do not print one. Check the current annual fee on IDBI Bank's own site before you apply.

What does the IDBI Bank Euphoria World Credit Card earn?

The IDBI Bank Euphoria World Credit Card earns 6 pts per ₹100 on travel, plus published rates on 1 other category. The full table is on this page. We have not yet checked these rates with IDBI Bank.

What network is the IDBI Bank Euphoria World Credit Card on?

The IDBI Bank Euphoria World Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the IDBI Bank Euphoria World Credit Card available in India?

Yes — the IDBI Bank Euphoria World Credit Card is issued by IDBI Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the IDBI Bank Euphoria World Credit Card figures last checked?

We checked its welcome offer in September 2026, against a published document. Not yet checked with IDBI Bank: credit requirement and earn rates. We could not verify, so we do not print: annual fee and foreign transaction fee. Check them with IDBI Bank. Terms can change without notice, so confirm the current details with IDBI Bank before you apply.