Mastercard2/4 on file
✓ Annual fee checked
HSBC India · Mastercard
HSBC Premier Credit Card
The HSBC Premier Credit Card is a Mastercard from HSBC India with an annual fee of ₹20,000. Here is what we hold on it, and what we do not.
Opens HSBC India’s site
Ledger entry
The receipt
Every cost line we hold for the HSBC Premier Credit Card, exactly as recorded.
- Annual fee
- ₹20,000Checked hsbc.co.in
- Supplementary card
- Not confirmed
- Foreign transaction
- 0.99%Checked hsbc.co.in
- Purchase APR
- Not confirmed
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- Not confirmed
Sign-up
The welcome offer
We hold the welcome-bonus figures below for the HSBC Premier Credit Card, but not the terms that earn them — HSBC India’s own page says what you need to do.
Rewards
What it earns
No earn rates on file
We couldn't verify this · check with the issuerWe hold no category earn rates for the HSBC Premier Credit Card. Rather than print a multiplier we cannot source, this stays blank until HSBC India’s own terms give us one.
Included
Perks & benefits
Card benefits
- Unlimited domestic and international airport lounge access (plus 8 international guest visits)
- International travel insurance covering lost luggage, delays, and travel documents
- 1% fuel surcharge waiver on transactions between INR400-INR4,000
- Up to 20% savings on Agoda hotel bookings
- One free night at participating Mastercard hotels
- Reward points never expire
- 1:1 conversion of points to air miles and hotel loyalty points via HSBC India Mobile Banking app
- Buy one, get one offers at BookMyShow
- 30% off dining bills (up to INR1,500) with EazyDiner
- 10% off dining, activities, and shopping plus BOGO cinema tickets with District by Zomato
- VIP guest experiences and privileges at The Bicester Collection Villages
- Exclusive savings and upgrades with Marina Bay Sands, GHA Discovery, Brilliant by Langham
- Complimentary upgrades, early check-in/late check-out at 3,800+ luxury hotels via Mastercard
- EMI options including Balance Transfer on EMI, Cash-on-EMI, Loan-on-Phone
- Balance transfer to lower interest rate
- Online fraud protection and lost card liability coverage up to INR300,000
Next step
Ready to apply for the HSBC Premier Credit Card?
You'll finish the application on HSBC India's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens HSBC India’s site
Questions
Questions about the HSBC Premier Credit Card
How much is the HSBC Premier Credit Card annual fee?
The HSBC Premier Credit Card has an annual fee of ₹20,000. Weigh that against the rewards and perks you will actually use.
What does the HSBC Premier Credit Card earn?
We could not verify the HSBC Premier Credit Card's earn rates, so we do not print a multiplier. Check them on HSBC India's own site.
What network is the HSBC Premier Credit Card on?
The HSBC Premier Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.
Is the HSBC Premier Credit Card available in India?
Yes — the HSBC Premier Credit Card is issued by HSBC India and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.
When were the HSBC Premier Credit Card figures last checked?
We checked its annual fee in September 2026, its foreign transaction fee in September 2026 and its welcome offer in September 2026, each against a published document. We could not verify, so we do not print: earn rates. Check them with HSBC India. Terms can change without notice, so confirm the current details with HSBC India before you apply.