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Visa3/4 on file
✓ Annual fee checked
IDFC First Bank · Visa

FIRST Millennia

Low InterestNo Annual FeeNo FX FeeRewards

The FIRST Millennia is a Visa card from IDFC First Bank with an annual fee of ₹0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Oct 2026), purchase APR (Oct 2026), welcome offer (Sep 2026). Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹0per yearChecked idfcfirst.bank.in
Welcome offerSee offer below
Apply on IDFC First BankCompare this card
Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the FIRST Millennia, exactly as recorded.

Annual fee
₹0Checked idfcfirst.bank.in
Supplementary card
Not confirmed
Foreign transaction
NoneChecked idfcfirst.bank.in
Purchase APR
8.5%–46.2%Checked idfcfirst.bank.in
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with IDFC First Bank
Sign-up

The welcome offer

Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.*

Checked idfcfirst.bank.in
Min. spend₹5,000within 30 daysChecked idfcfirst.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the FIRST Millennia. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the FIRST Millennia?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the FIRST Millennia

How much is the FIRST Millennia annual fee?

The FIRST Millennia has an annual fee of ₹0. Weigh that against the rewards and perks you will actually use.

What does the FIRST Millennia earn?

We could not verify the FIRST Millennia's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the FIRST Millennia on?

The FIRST Millennia runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the FIRST Millennia available in India?

Yes — the FIRST Millennia is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the FIRST Millennia figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in October 2026, its purchase APR in October 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with IDFC First Bank: credit requirement. We could not verify, so we do not print: earn rates. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.