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Visa0/4 on file
Annual fee: issuer restricts access
HDFC Bank · Visa

BizFirst Credit Card

The BizFirst Credit Card is a Visa card from HDFC Bank. HDFC Bank's site does not let us read its terms, so we leave the annual fee blank — check it on HDFC Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with HDFC Bank: credit requirement. HDFC Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Ledger entry

The receipt

Every cost line we hold for the BizFirst Credit Card, exactly as recorded.

Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with HDFC Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BizFirst Credit Card. That may mean there isn’t one, or simply that we have not recorded it — HDFC Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BizFirst Credit Card. Rather than print a multiplier we cannot source, this stays blank until HDFC Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Up to 55 days interest-free credit
  • 3% CashPoints on EMI spends (max 1,000 CP/month)
  • 2% CashPoints on utility bills, electronics, SmartPay & Payzapp transactions (max 500 CP/month)
  • 1% CashPoints on all other spends including UPI
  • 1% fuel surcharge waiver (max cashback ₹250 per statement cycle)
  • 2000 bonus CashPoints on quarterly spends of ₹75,000+
  • Up to 5% cashback via SmartBuy on select brands
  • 10% off dining bills via Swiggy Dineout
  • Business Insurance package starting at ₹3,785 annual premium
  • Zero lost card liability
  • Easy EMI on large purchases
  • GST invoice for Input Tax Credit
  • Renewal fee waived on spending ₹50,000 in anniversary year
Next step

Ready to apply for the BizFirst Credit Card?

You'll finish the application on HDFC Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens HDFC Bank’s site
Questions

Questions about the BizFirst Credit Card

How much is the BizFirst Credit Card annual fee?

We could not verify the BizFirst Credit Card's annual fee, so we do not print one. Check the current annual fee on HDFC Bank's own site before you apply.

What does the BizFirst Credit Card earn?

We could not verify the BizFirst Credit Card's earn rates, so we do not print a multiplier. Check them on HDFC Bank's own site.

What network is the BizFirst Credit Card on?

The BizFirst Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the BizFirst Credit Card available in India?

Yes — the BizFirst Credit Card is issued by HDFC Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this BizFirst Credit Card information?

No figure we hold for the BizFirst Credit Card has been checked against a published document yet, so we show no check date. Not published by HDFC Bank where we checked: foreign transaction fee. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with HDFC Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with HDFC Bank before you apply.