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BizFirst Credit Card
The BizFirst Credit Card is a Visa card from HDFC Bank. HDFC Bank's site does not let us read its terms, so we leave the annual fee blank — check it on HDFC Bank's own site. Here is what we hold on it, and what we do not.
Not yet checked with HDFC Bank: credit requirement. HDFC Bank’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the BizFirst Credit Card, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedNot published by the issuer where we checked ()
- Purchase APR
- Not confirmed
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- NoneNot yet checked with HDFC Bank
The welcome offer
We hold no published welcome offer for the BizFirst Credit Card. That may mean there isn’t one, or simply that we have not recorded it — HDFC Bank’s own page is the place to check.
What it earns
We hold no category earn rates for the BizFirst Credit Card. Rather than print a multiplier we cannot source, this stays blank until HDFC Bank’s own terms give us one.
Perks & benefits
Card benefits
- Up to 55 days interest-free credit
- 3% CashPoints on EMI spends (max 1,000 CP/month)
- 2% CashPoints on utility bills, electronics, SmartPay & Payzapp transactions (max 500 CP/month)
- 1% CashPoints on all other spends including UPI
- 1% fuel surcharge waiver (max cashback ₹250 per statement cycle)
- 2000 bonus CashPoints on quarterly spends of ₹75,000+
- Up to 5% cashback via SmartBuy on select brands
- 10% off dining bills via Swiggy Dineout
- Business Insurance package starting at ₹3,785 annual premium
- Zero lost card liability
- Easy EMI on large purchases
- GST invoice for Input Tax Credit
- Renewal fee waived on spending ₹50,000 in anniversary year
Ready to apply for the BizFirst Credit Card?
You'll finish the application on HDFC Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.