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Card1/4 on file
Annual fee: issuer restricts access
IDFC First Bank · Card

Diamond Reserve

Lounge AccessLow InterestPremiumRewardsTravel

The Diamond Reserve is a credit card from IDFC First Bank. IDFC First Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDFC First Bank's own site. Here is what we hold on it, and what we do not.

Welcome offerSee offer below
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Ledger entry

The receipt

Every cost line we hold for the Diamond Reserve, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
8.5%–42%Checked idfcfirst.bank.in
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

On payment of the joining fee, you will receive multiple premium brand offers worth over ₹5,000, including complimentary memberships and discounts from ET Prime, Lenskart, MakeMyTrip, Mokobara, and IDFC FIRST Bank Mobile App.

Checked idfcfirst.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Diamond Reserve. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Complimentary domestic and international airport/railway lounge access (2 per quarter each)
  • Complimentary golf rounds/lessons (up to 2 per month)
  • Buy-one-get-one movie offer twice a month on Zomato District App
  • Cancel For Any Reason (CFAR) travel insurance benefit
  • Interest-free ATM cash withdrawals for up to 45 days
  • No expiry on reward points
  • Discounts on 300+ brands
Next step

Ready to apply for the Diamond Reserve?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the Diamond Reserve

How much is the Diamond Reserve annual fee?

We could not verify the Diamond Reserve's annual fee, so we do not print one. Check the current annual fee on IDFC First Bank's own site before you apply.

What does the Diamond Reserve earn?

We could not verify the Diamond Reserve's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the Diamond Reserve on?

We hold no card network on record for the Diamond Reserve. The network determines where a card is accepted and which network-level benefits apply, so confirm it with IDFC First Bank before you apply.

Is the Diamond Reserve available in India?

Yes — the Diamond Reserve is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Diamond Reserve figures last checked?

We checked its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. We could not verify, so we do not print: annual fee, foreign transaction fee and earn rates. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.