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Visa1/4 on file
Annual fee: issuer restricts access
IDFC First Bank · Visa

FIRST Wealth

DiningLounge AccessLow InterestRewardsTravelTravel Insurance

The FIRST Wealth is a Visa card from IDFC First Bank. IDFC First Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDFC First Bank's own site. Here is what we hold on it, and what we do not.

Welcome offerSee offer below
Apply on IDFC First BankCompare this card
Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the FIRST Wealth, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
1.5%Checked idfcfirst.bank.in
Purchase APR
8.5%–46.2%Checked idfcfirst.bank.in
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.*

Checked idfcfirst.bank.in
Min. spend₹5,000within 30 daysChecked idfcfirst.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the FIRST Wealth. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 1 complimentary domestic airport lounge visit per quarter
  • 1 complimentary international airport lounge visit per quarter (via DreamFolks)
  • 4 complimentary railway lounge visits annually
  • Complimentary golf round or lesson per quarter at 20+ courses
  • Comprehensive travel insurance up to USD 1,200 (baggage, passport, flight delay)
  • Cancel for Any Reason (CFAR) reimbursement up to ₹10,000, twice per policy period
  • Visa Infinite Meet & Greet discounts at 450+ airports
  • Discounted airport limousine transfers in 3,000+ cities
  • Buy-One-Get-One movie ticket offer via District app
  • Add-on card available for ₹499 joining and annual fee
  • Low forex markup of 1.5% (+GST) on international transactions
Next step

Ready to apply for the FIRST Wealth?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the FIRST Wealth

How much is the FIRST Wealth annual fee?

We could not verify the FIRST Wealth's annual fee, so we do not print one. Check the current annual fee on IDFC First Bank's own site before you apply.

What does the FIRST Wealth earn?

We could not verify the FIRST Wealth's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the FIRST Wealth on?

The FIRST Wealth runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the FIRST Wealth available in India?

Yes — the FIRST Wealth is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the FIRST Wealth figures last checked?

We checked its foreign transaction fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. We could not verify, so we do not print: annual fee and earn rates. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.