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Card1/4 on file
Annual fee: issuer restricts access
IDFC First Bank · Card

FIRST Digital RuPay Credit Card

Rewards

The FIRST Digital RuPay Credit Card is a credit card from IDFC First Bank. IDFC First Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDFC First Bank's own site. Here is what we hold on it, and what we do not.

Welcome offerSee offer below
Apply on IDFC First BankCompare this card
Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the FIRST Digital RuPay Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

Limited Period Introductory offer - 100% cashback of ₹200, i.e. up to ₹50 each, on first 4 UPI transactions done within 15 days of card issuance.

Checked idfcfirst.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the FIRST Digital RuPay Credit Card. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Digital-only card, instant activation post-approval
  • UPI payments via credit line
  • Contactless tap-to-pay support
  • Up to 3X reward points on UPI spends above ₹2,000
  • Cashback offers on UPI transactions
  • EMI conversion for large UPI transactions
  • UPI AutoPay support for subscriptions
Next step

Ready to apply for the FIRST Digital RuPay Credit Card?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the FIRST Digital RuPay Credit Card

How much is the FIRST Digital RuPay Credit Card annual fee?

We could not verify the FIRST Digital RuPay Credit Card's annual fee, so we do not print one. Check the current annual fee on IDFC First Bank's own site before you apply.

What does the FIRST Digital RuPay Credit Card earn?

We could not verify the FIRST Digital RuPay Credit Card's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the FIRST Digital RuPay Credit Card on?

We hold no card network on record for the FIRST Digital RuPay Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with IDFC First Bank before you apply.

Is the FIRST Digital RuPay Credit Card available in India?

Yes — the FIRST Digital RuPay Credit Card is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the FIRST Digital RuPay Credit Card figures last checked?

We checked its welcome offer in October 2026, against a published document. We could not verify, so we do not print: annual fee, foreign transaction fee and earn rates. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.