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Annual fee: issuer restricts access
IDFC First Bank · Card

Micro Enterprise Credit Card

BusinessRewards

The Micro Enterprise Credit Card is a credit card from IDFC First Bank. IDFC First Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDFC First Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on IDFC First BankCompare this card
Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Micro Enterprise Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with IDFC First Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Micro Enterprise Credit Card. That may mean there isn’t one, or simply that we have not recorded it — IDFC First Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Micro Enterprise Credit Card. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Up to 45 days interest-free credit period
  • RuPay network business card
  • Instant UPI Scan & Pay setup via IDFC FIRST Bank Mobile App
  • Supports linking with PhonePe, Google Pay, and Paytm for UPI payments
  • Designed for Udyam-registered micro enterprises' working capital needs
Next step

Ready to apply for the Micro Enterprise Credit Card?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the Micro Enterprise Credit Card

How much is the Micro Enterprise Credit Card annual fee?

We could not verify the Micro Enterprise Credit Card's annual fee, so we do not print one. Check the current annual fee on IDFC First Bank's own site before you apply.

What does the Micro Enterprise Credit Card earn?

We could not verify the Micro Enterprise Credit Card's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the Micro Enterprise Credit Card on?

We hold no card network on record for the Micro Enterprise Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with IDFC First Bank before you apply.

Is the Micro Enterprise Credit Card available in India?

Yes — the Micro Enterprise Credit Card is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this Micro Enterprise Credit Card information?

No figure we hold for the Micro Enterprise Credit Card has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with IDFC First Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with IDFC First Bank before you apply.