Skip to content
Card3/4 on file
✓ Annual fee checked
IDFC First Bank · Card

FIRST WOW! Black

Lounge AccessLow InterestNo Credit HistoryPremiumRewardsSecuredSelf-EmployedTravelTravel Insurance

The FIRST WOW! Black is a credit card from IDFC First Bank with an annual fee of ₹750. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026), welcome offer (Sep 2026). Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹750per yearChecked idfcfirst.bank.in
Welcome offerSee offer below
Apply on IDFC First BankCompare this card
Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the FIRST WOW! Black, exactly as recorded.

Annual fee
₹750Checked idfcfirst.bank.in
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
8.5%–46.2%Checked idfcfirst.bank.in
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
GoodNot yet checked with IDFC First Bank
Sign-up

The welcome offer

Upon payment of the joining fee for the FIRST WOW! Black Credit Card, you’ll receive welcome benefits worth over ₹5,000, including exclusive travel and lifestyle offers.

Checked idfcfirst.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the FIRST WOW! Black. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Complimentary UPI-enabled virtual credit card
  • Up to 16.7% bonus reward points on hotel bookings
  • 10% bonus reward points on flight bookings
  • Complimentary airport lounge access
  • Trip cancellation cover up to ₹10,000/year
  • 25% off on movie tickets (up to ₹100) once a month
  • 1% fuel surcharge waiver up to ₹200/month
  • Personal accident insurance up to ₹2 Lakh
  • ₹25,000 lost card liability protection
  • Roadside assistance worth ₹1,399
  • Golf benefits including complimentary green fees
  • Little Emperors Hotel Club membership
  • EazyDiner Prime 3-month complimentary membership
  • Lenskart Gold Max 1-year complimentary membership
  • 5% cashback up to ₹1,000 on first EMI within 30 days
Next step

Ready to apply for the FIRST WOW! Black?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the FIRST WOW! Black

How much is the FIRST WOW! Black annual fee?

The FIRST WOW! Black has an annual fee of ₹750. Weigh that against the rewards and perks you will actually use.

What does the FIRST WOW! Black earn?

We could not verify the FIRST WOW! Black's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the FIRST WOW! Black on?

We hold no card network on record for the FIRST WOW! Black. The network determines where a card is accepted and which network-level benefits apply, so confirm it with IDFC First Bank before you apply.

Is the FIRST WOW! Black available in India?

Yes — the FIRST WOW! Black is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the FIRST WOW! Black figures last checked?

We checked its annual fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with IDFC First Bank: credit requirement. We could not verify, so we do not print: foreign transaction fee and earn rates. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.