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Visa0/4 on file
Annual fee: issuer restricts access
IDFC First Bank · Visa

FIRST Select

Low InterestRewardsTravelTravel Insurance

The FIRST Select is a Visa card from IDFC First Bank. IDFC First Bank's site does not let us read its terms, so we leave the annual fee blank — check it on IDFC First Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Sep 2026), welcome offer (Sep 2026). Not yet checked with IDFC First Bank: credit requirement. IDFC First Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on IDFC First BankCompare this card
Opens IDFC First Bank’s site
Ledger entry

The receipt

Every cost line we hold for the FIRST Select, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
8.5%–46.2%Checked idfcfirst.bank.in
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with IDFC First Bank
Sign-up

The welcome offer

We hold the welcome-bonus figures below for the FIRST Select, but not the terms that earn them — IDFC First Bank’s own page says what you need to do.

Min. spend₹5,000within 30 daysChecked idfcfirst.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the FIRST Select. Rather than print a multiplier we cannot source, this stays blank until IDFC First Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the FIRST Select?

You'll finish the application on IDFC First Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens IDFC First Bank’s site
Questions

Questions about the FIRST Select

How much is the FIRST Select annual fee?

We could not verify the FIRST Select's annual fee, so we do not print one. Check the current annual fee on IDFC First Bank's own site before you apply.

What does the FIRST Select earn?

We could not verify the FIRST Select's earn rates, so we do not print a multiplier. Check them on IDFC First Bank's own site.

What network is the FIRST Select on?

The FIRST Select runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the FIRST Select available in India?

Yes — the FIRST Select is issued by IDFC First Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the FIRST Select figures last checked?

We checked its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with IDFC First Bank: credit requirement. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with IDFC First Bank. Terms can change without notice, so confirm the current details with IDFC First Bank before you apply.