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Card3/4 on file
✓ Annual fee checked
Kotak Mahindra Bank · Card

Kotak White Credit Card

Lounge AccessPremiumRewards

The Kotak White Credit Card is a credit card from Kotak Mahindra Bank with an annual fee of ₹3,000. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), welcome offer (Sep 2026). Not yet checked with Kotak Mahindra Bank: credit requirement. Kotak Mahindra Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹3,000per yearChecked kotak.bank.in
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerSee offer below
Apply on Kotak Mahindra BankCompare this card
Opens Kotak Mahindra Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Kotak White Credit Card, exactly as recorded.

Annual fee
₹3,000Checked kotak.bank.in
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with Kotak Mahindra Bank
Sign-up

The welcome offer

Earn Reward Point value of ₹1,500* on spending ₹30,000 within 60 days from card set-up

Checked kotak.bank.in
Min. spend₹30,000within 60 daysChecked kotak.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Kotak White Credit Card. Rather than print a multiplier we cannot source, this stays blank until Kotak Mahindra Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Complimentary Priority Pass membership with 4 free international lounge visits annually
  • 8 complimentary domestic airport lounge visits per year (2 per quarter)
  • Earn White Pass value on reaching spend milestones, redeemable for vouchers or cashback
  • Annual fee waiver on retail spends of ₹500,000
Next step

Ready to apply for the Kotak White Credit Card?

You'll finish the application on Kotak Mahindra Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Kotak Mahindra Bank’s site
Questions

Questions about the Kotak White Credit Card

How much is the Kotak White Credit Card annual fee?

The Kotak White Credit Card has an annual fee of ₹3,000. Weigh that against the rewards and perks you will actually use.

What does the Kotak White Credit Card earn?

Kotak Mahindra Bank does not publish category earn rates for the Kotak White Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Kotak White Credit Card on?

We hold no card network on record for the Kotak White Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Kotak Mahindra Bank before you apply.

Is the Kotak White Credit Card available in India?

Yes — the Kotak White Credit Card is issued by Kotak Mahindra Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Kotak White Credit Card figures last checked?

We checked its annual fee in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with Kotak Mahindra Bank: credit requirement. Not published by Kotak Mahindra Bank where we checked: earn rates. We could not verify, so we do not print: foreign transaction fee and purchase APR. Check them with Kotak Mahindra Bank. Terms can change without notice, so confirm the current details with Kotak Mahindra Bank before you apply.