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Card0/4 on file
Annual fee: issuer restricts access
HDFC Bank · Card

HDFC Bank UPI RuPay Biz Credit Card

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The HDFC Bank UPI RuPay Biz Credit Card is a credit card from HDFC Bank. HDFC Bank's site does not let us read its terms, so we leave the annual fee blank — check it on HDFC Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with HDFC Bank: foreign transaction fee and credit requirement. HDFC Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offerNot confirmedNot published by the issuer where we checked ()
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Ledger entry

The receipt

Every cost line we hold for the HDFC Bank UPI RuPay Biz Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
3.5%Two independent reads agree · not quoted verbatimhdfc.bank.in
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with HDFC Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the HDFC Bank UPI RuPay Biz Credit Card. That may mean there isn’t one, or simply that we have not recorded it — HDFC Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the HDFC Bank UPI RuPay Biz Credit Card. Rather than print a multiplier we cannot source, this stays blank until HDFC Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Up to 50 days interest-free credit period
  • CashPoints on both UPI and regular Credit Card spends
  • Renewal fee waived on annual spend of ₹25,000 or more
  • 3% CashPoints on groceries, supermarket, dining & PayZapp transactions (capped)
  • 2% CashPoints on utility spends (capped)
  • 1% CashPoints on other spends (capped)
  • Cash withdrawal at ATMs using UPI RuPay Credit Card
  • Virtual card, no physical card required
Next step

Ready to apply for the HDFC Bank UPI RuPay Biz Credit Card?

You'll finish the application on HDFC Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens HDFC Bank’s site
Questions

Questions about the HDFC Bank UPI RuPay Biz Credit Card

How much is the HDFC Bank UPI RuPay Biz Credit Card annual fee?

We could not verify the HDFC Bank UPI RuPay Biz Credit Card's annual fee, so we do not print one. Check the current annual fee on HDFC Bank's own site before you apply.

What does the HDFC Bank UPI RuPay Biz Credit Card earn?

We could not verify the HDFC Bank UPI RuPay Biz Credit Card's earn rates, so we do not print a multiplier. Check them on HDFC Bank's own site.

What network is the HDFC Bank UPI RuPay Biz Credit Card on?

We hold no card network on record for the HDFC Bank UPI RuPay Biz Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with HDFC Bank before you apply.

Is the HDFC Bank UPI RuPay Biz Credit Card available in India?

Yes — the HDFC Bank UPI RuPay Biz Credit Card is issued by HDFC Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this HDFC Bank UPI RuPay Biz Credit Card information?

No figure we hold for the HDFC Bank UPI RuPay Biz Credit Card has been checked against a published document yet, so we show no check date. Not published by HDFC Bank where we checked: welcome offer. We could not verify, so we do not print: annual fee and earn rates. Check them with HDFC Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with HDFC Bank before you apply.