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HDFC Bank · Visa

IndianOil HDFC Bank Credit Card

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The IndianOil HDFC Bank Credit Card is a Visa card from HDFC Bank with an annual fee of ₹500. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), welcome offer (Sep 2026). Not yet checked with HDFC Bank: credit requirement. HDFC Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹500per yearChecked hdfc.bank.in
Welcome offer₹250estimated valueChecked hdfc.bank.in
Apply on HDFC BankCompare this card
Opens HDFC Bank’s site
Ledger entry

The receipt

Every cost line we hold for the IndianOil HDFC Bank Credit Card, exactly as recorded.

Annual fee
₹500Checked hdfc.bank.in
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with HDFC Bank
Sign-up

The welcome offer

INR 250 worth of voucher upon card activation and completion of at least one transaction within 37 days from card issuance date

Checked hdfc.bank.in
Est. value₹250Checked hdfc.bank.in
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the IndianOil HDFC Bank Credit Card. Rather than print a multiplier we cannot source, this stays blank until HDFC Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 5% Fuel Points at IndianOil outlets
  • 5% Fuel Points on groceries and utility bill payments
  • Complimentary IndianOil XTRAREWARDS Program (IXRP) membership
  • Redeem Fuel Points for free fuel, cashback, or catalogue products
  • Up to 50 days interest-free credit period
  • Smart EMI option for large purchases
  • Zero liability on reported fraudulent transactions
  • Contactless payment enabled
  • 1% fuel surcharge waiver
Next step

Ready to apply for the IndianOil HDFC Bank Credit Card?

You'll finish the application on HDFC Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens HDFC Bank’s site
Questions

Questions about the IndianOil HDFC Bank Credit Card

How much is the IndianOil HDFC Bank Credit Card annual fee?

The IndianOil HDFC Bank Credit Card has an annual fee of ₹500. Weigh that against the rewards and perks you will actually use.

What does the IndianOil HDFC Bank Credit Card earn?

We could not verify the IndianOil HDFC Bank Credit Card's earn rates, so we do not print a multiplier. Check them on HDFC Bank's own site.

What network is the IndianOil HDFC Bank Credit Card on?

The IndianOil HDFC Bank Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the IndianOil HDFC Bank Credit Card available in India?

Yes — the IndianOil HDFC Bank Credit Card is issued by HDFC Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the IndianOil HDFC Bank Credit Card figures last checked?

We checked its annual fee in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with HDFC Bank: credit requirement. We could not verify, so we do not print: foreign transaction fee and earn rates. Check them with HDFC Bank. Terms can change without notice, so confirm the current details with HDFC Bank before you apply.