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✓ Annual fee checked
Kotak Mahindra Bank · Card

Kotak White Reserve Credit Card

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The Kotak White Reserve Credit Card is a credit card from Kotak Mahindra Bank with an annual fee of ₹12,500. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026). Not yet checked with Kotak Mahindra Bank: credit requirement. Kotak Mahindra Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹12,500per yearChecked kotak.bank.in
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Kotak Mahindra BankCompare this card
Opens Kotak Mahindra Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Kotak White Reserve Credit Card, exactly as recorded.

Annual fee
₹12,500Checked kotak.bank.in
Supplementary card
Not confirmed
Foreign transaction
2%Checked kotak.bank.in
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with Kotak Mahindra Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Kotak White Reserve Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Kotak Mahindra Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Kotak White Reserve Credit Card. Rather than print a multiplier we cannot source, this stays blank until Kotak Mahindra Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • 1% fuel surcharge waiver across all petrol pumps in India on transactions between ₹400 and ₹7,500, up to ₹4,500 per calendar year
Next step

Ready to apply for the Kotak White Reserve Credit Card?

You'll finish the application on Kotak Mahindra Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Kotak Mahindra Bank’s site
Questions

Questions about the Kotak White Reserve Credit Card

How much is the Kotak White Reserve Credit Card annual fee?

The Kotak White Reserve Credit Card has an annual fee of ₹12,500. Weigh that against the rewards and perks you will actually use.

What does the Kotak White Reserve Credit Card earn?

Kotak Mahindra Bank does not publish category earn rates for the Kotak White Reserve Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Kotak White Reserve Credit Card on?

We hold no card network on record for the Kotak White Reserve Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Kotak Mahindra Bank before you apply.

Is the Kotak White Reserve Credit Card available in India?

Yes — the Kotak White Reserve Credit Card is issued by Kotak Mahindra Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Kotak White Reserve Credit Card figures last checked?

We checked its annual fee in September 2026 and its foreign transaction fee in September 2026, each against a published document. Not yet checked with Kotak Mahindra Bank: credit requirement. Not published by Kotak Mahindra Bank where we checked: earn rates and welcome offer. We could not verify, so we do not print: purchase APR. Check them with Kotak Mahindra Bank. Terms can change without notice, so confirm the current details with Kotak Mahindra Bank before you apply.