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★ THE HONEST NUMBER ON EVERY CARD591 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — India Cards

The honest number on every India credit card.

Every card we hold for India — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

591
India cards tracked
26
categories filed
Browse by issuer

Every bank and lender we list

Each issuer's page lists the cards it offers today, with the figures we have confirmed against its own terms.

The ledger

All credit cards in India

Showing 48 of 591
Search
Network
Annual fee
Sort
Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
HDFC Bank№ 338

MoneyBack+

Visa card issued by HDFC Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 339

MyFirst Credit Card

Credit card issued by RBL Bank.

PremiumStudent
Annual fee₹999per year
Top earn rate8 pts per ₹400Not yet checked with RBL BankBill Payment
Bank of Baroda (BOBCARD)№ 340

NAINITAL BANK RENAISSANCE BOBCARD

Earn 500 Reward Points on spent of ₹5,000 within 60 days of card issuance.

Welcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Union Bank Of India№ 341

NEXTERIA Credit Card

Credit card issued by Union Bank Of India.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
IndusInd Bank№ 342

Nexxt Credit Card

Visa card issued by IndusInd Bank.

RewardsTravel Insurance
Annual feeNot confirmed
Top earn rate1 pts per ₹150Other
Niyo№ 343

Niyo SBM Credit Card

Visa card issued by Niyo.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
SBM Bank India№ 344

Niyo SBM Global Credit Card

Credit card issued by SBM Bank India.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 345

NOVA Credit Card

Credit card issued by RBL Bank.

TravelPremium
Annual fee₹12,500Not yet checked with RBL Bankper year
Top earn rateNot confirmed
Kotak Mahindra Bank№ 346

NRI Royale Signature Credit Card

Credit card issued by Kotak Mahindra Bank.

Premium
Annual fee₹1,000per year
Top earn rateNot confirmed
OneCard№ 347

OneCard (metal, unsecured)

Visa card issued by OneCard.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
SBM Bank India№ 349

Paisabazaar Paisa Plus

Credit card issued by SBM Bank India.

No Credit HistorySecured
Annual feeNot confirmed
Top earn rateNot confirmed
ICICI Bank№ 351

Parakram Credit Card

Credit card issued by ICICI Bank.

Lounge AccessNo Annual Fee
Annual fee₹0per year
Top earn rateNot confirmed
ICICI Bank№ 352

Parakram Select Credit Card

Credit card issued by ICICI Bank.

Lounge AccessNo Annual Fee
Annual fee₹0per year
Top earn rateNot confirmed
SBI Card№ 355

Paytm SBI Card

Visa card issued by SBI Card.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 356

Paytm SBI Card SELECT

Visa card issued by SBI Card.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 357

PhonePe HDFC Bank Ultimo

Visa card issued by HDFC Bank.

Cash BackLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 358

PhonePe HDFC Bank Uno

Visa card issued by HDFC Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
SBI Card№ 359

PhonePe SBI Card PURPLE

Credit card issued by SBI Card.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
IndusInd Bank№ 361

Pinnacle World Credit Card

Visa card issued by IndusInd Bank.

Travel
Annual feeNot confirmed
Top earn rateNot confirmed
IndusInd Bank№ 362

Pioneer Heritage Credit Card

Visa card issued by IndusInd Bank.

No FX FeePremium
Annual feeNot confirmed
Top earn rateNot confirmed
IndusInd Bank№ 363

Pioneer Legacy Credit Card

A special bonus offer awaits you. Earn 4,000 bonus reward points on spends of ₹ 5,00,000* or above within one year from the date of credit card issue.

Lounge AccessWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
HDFC Bank№ 364

PIXEL Go

Visa card issued by HDFC Bank.

Cash BackPremium
Annual fee₹250per year · can be waived
Top earn rateNot confirmed
HDFC Bank№ 365

PIXEL Play

Visa card issued by HDFC Bank.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 366

Platinum Advantage Credit Card

Get 2,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

PremiumRewards
Annual fee₹499per year
Top earn rate1 pts per ₹100Not yet checked with RBL BankOther
IndusInd Bank№ 367

Platinum Aura Edge Credit Card

Visa card issued by IndusInd Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 368

Platinum Bonus Credit Card

Get 6,000 Reward Points on payment of annual fee and spends of INR 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).

PremiumRewards
Annual fee₹999per year
Top earn rateNot confirmed
ICICI Bank№ 369

Platinum Business Card

Credit card issued by ICICI Bank.

BusinessPremium
Annual fee₹999per year
Top earn rateNot confirmed
ICICI Bank№ 370

Platinum Chip Credit Card

Visa card issued by ICICI Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 371

Platinum Choice Credit Card

Get 2,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

PremiumRewards
Annual fee₹499per year
Top earn rate2 pts per ₹100Not yet checked with RBL BankOnline
RBL Bank№ 372

Platinum Delight Credit Card

Credit card issued by RBL Bank.

PremiumRewards
Annual fee₹1,000per year
Top earn rateNot confirmed
RBL Bank№ 373

Platinum Edge Credit Card

Get 8,000 Reward Points on payment of annual fee and spends of INR 2,000 made within 30 days of Card issuance (No welcome rewards will be given to First Year Free cards).

PremiumWelcome Bonus
Annual fee₹1,999per year
Top earn rateNot confirmed
RBL Bank№ 374

Platinum LifeEasy Credit Card

Get Gift vouchers worth INR 2,000 on payment of annual fee and spends of INR 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).

Premium
Annual fee₹1,999per year
Top earn rateNot confirmed
RBL Bank№ 375

Platinum Max Credit Card

Get 4,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

PremiumRewards
Annual fee₹999per year
Top earn rateNot confirmed
RBL Bank№ 376

Platinum Plus Credit Card

Get 4,000 Reward points on payment of annual fee and spends of INR 2000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

PremiumRewards
Annual fee₹999per year
Top earn rate2 pts per ₹100Not yet checked with RBL BankOnline
RBL Bank№ 377

Platinum Prime Credit Card

Get 4,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

PremiumRewards
Annual fee₹999per year
Top earn rateNot confirmed
IndusInd Bank№ 378

Platinum RuPay Credit Card

Credit card issued by IndusInd Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 379

Platinum ShopDaily Credit Card

Get Gift vouchers worth INR 500 on payment of annual fee and spends of INR 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).

Premium
Annual fee₹499per year
Top earn rate5%Not yet checked with RBL BankGroceries
RBL Bank№ 380

Platinum Shopgain Credit Card

Credit card issued by RBL Bank.

PremiumRewards
Annual fee₹1,499per year
Top earn rate25 pts per ₹100Not yet checked with RBL Bankutility bill payments
RBL Bank№ 381

Platinum ShopSmart Credit Card

Get gift voucher worth INR 500 on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

Premium
Annual fee₹499per year
Top earn rate5%Not yet checked with RBL BankGroceries
RBL Bank№ 382

Platinum TravelEasy Credit Card

Get Gift vouchers worth INR 1,000 on payment of annual fee and spends of INR 2,000 made within 30 days of issuance (No welcome rewards will be given to First Year Free cards).

PremiumTravel
Annual fee₹999per year
Top earn rate10%Not yet checked with RBL BankGas & Fuel
RBL Bank№ 383

Platinum ValuePlus Credit Card

Get INR 500 worth Gift Vouchers on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

PremiumRewards
Annual fee₹499per year
Top earn rate10%Not yet checked with RBL BankGas & Fuel
IndusInd Bank№ 384

Platinum Visa Credit Card

Visa card issued by IndusInd Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in India?

We currently track 591 credit cards in India, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in India?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 591 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “₹0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.