Skip to content
Card4/4 on file
✓ Annual fee checked
RBL Bank · Card

Platinum ShopSmart Credit Card

Premium

The Platinum ShopSmart Credit Card is a credit card from RBL Bank with an annual fee of ₹499. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), welcome offer (Sep 2026). Not yet checked with RBL Bank: earn rates. RBL Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹499per yearChecked rbl.bank.in
Top earn rate5%on GroceriesNot yet checked with RBL Bank
Welcome offer₹500estimated valueChecked rbl.bank.in
Browse other cardsNo application link on file · apply through RBL Bank directly
Ledger entry

The receipt

Every cost line we hold for the Platinum ShopSmart Credit Card, exactly as recorded.

Annual fee
₹499Checked rbl.bank.in
Supplementary card
Not confirmed
Foreign transaction
Not confirmed
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

Get gift voucher worth INR 500 on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).

Checked rbl.bank.in
Est. value₹500Checked rbl.bank.in
Min. spend₹2,000within 30 daysChecked rbl.bank.in
Rewards

What it earns

Published category multipliers for the Platinum ShopSmart Credit Card.

CategoryEarn rateCap
Groceries5%₹250 back a month
Not yet checked with RBL Bank
Next step

Ready to apply for the Platinum ShopSmart Credit Card?

We hold no application link for this card. RBL Bank takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the Platinum ShopSmart Credit Card

How much is the Platinum ShopSmart Credit Card annual fee?

The Platinum ShopSmart Credit Card has an annual fee of ₹499. Weigh that against the rewards and perks you will actually use.

What does the Platinum ShopSmart Credit Card earn?

The Platinum ShopSmart Credit Card earns 5% on groceries. The full table is on this page. We have not yet checked these rates with RBL Bank.

What network is the Platinum ShopSmart Credit Card on?

We hold no card network on record for the Platinum ShopSmart Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with RBL Bank before you apply.

Is the Platinum ShopSmart Credit Card available in India?

Yes — the Platinum ShopSmart Credit Card is issued by RBL Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the Platinum ShopSmart Credit Card figures last checked?

We checked its annual fee in October 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with RBL Bank: earn rates. Terms can change without notice, so confirm the current details with RBL Bank before you apply.