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★ THE HONEST NUMBER ON EVERY CARD591 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — India Cards

The honest number on every India credit card.

Every card we hold for India — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

591
India cards tracked
26
categories filed
Browse by issuer

Every bank and lender we list

Each issuer's page lists the cards it offers today, with the figures we have confirmed against its own terms.

The ledger

All credit cards in India

Showing 48 of 591
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Network
Annual fee
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Union Bank Of India№ 385

PM Svanidhi Credit Card

Credit card issued by Union Bank Of India.

Annual feeNot confirmed
Top earn rateNot confirmed
Indian Bank№ 386

PM SVANidhi Credit Card

Credit card issued by Indian Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 387

PNB BLISS Card

Visa card issued by Punjab National Bank.

Premium
Annual fee₹510per year
Top earn rateNot confirmed
Punjab National Bank№ 388

PNB EMT RuPay Platinum Credit Card

Credit card issued by Punjab National Bank.

PremiumTravel
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 389

PNB KIWI Co-Branded Card

Credit card issued by Punjab National Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 390

PNB Patanjali RuPay Platinum Card

Credit card issued by Punjab National Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 391

PNB Patanjali RuPay Select Card

Credit card issued by Punjab National Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 392

PNB Rakshak RuPay Platinum Card

Credit card issued by Punjab National Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 393

PNB Rakshak RuPay Select Card

Credit card issued by Punjab National Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 394

PNB RuPay Metal Card "LUXURA"

Credit card issued by Punjab National Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 395

PNB Rupay Millennial Card

300 reward points on first swipe within 90 days of receiving the Credit Card.

RewardsWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 396

PNB RuPay Platinum Card

Credit card issued by Punjab National Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 397

PNB RuPay Select Card

300 reward points on first swipe within 90 days of receiving the Credit Card.

RewardsWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 398

PNB SALARY RuPay Platinum Card

Credit card issued by Punjab National Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 399

PNB SALARY RuPay Select Card

Credit card issued by Punjab National Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 400

PNB Visa Classic Card

Visa card issued by Punjab National Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 401

PNB Visa Gold Card

Visa card issued by Punjab National Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 402

PNB Visa Metal Card "LUXURA"

Visa card issued by Punjab National Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 403

PNB Visa Platinum Card

Visa card issued by Punjab National Bank.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 404

PNB Visa Signature Card

Visa card issued by Punjab National Bank.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab National Bank№ 405

PNB Wave & PayCredit Card

Visa card issued by Punjab National Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Punjab Sind Bank№ 406

PSB SBI Card ELITE

Visa card issued by Punjab Sind Bank.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab Sind Bank№ 407

PSB SBI Card PRIME

Visa card issued by Punjab Sind Bank.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Punjab Sind Bank№ 409

PSB SimplySAVE SBI Card

Visa card issued by Punjab Sind Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Kotak Mahindra Bank№ 410

PVR INOX Kotak Credit Card

Credit card issued by Kotak Mahindra Bank.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
IDFC First Bank№ 411

Quantum+ Credit Card

Credit card issued by IDFC First Bank.

Cash BackNo Credit History
Annual feeNot confirmed
Top earn rateNot confirmed
RBL Bank№ 412

RBL Bank Apex Credit Card

Cardmembers are eligible for Welcome Vouchers worth INR 1000 from multiple brands across categories like Flights, Hotels & Dining.

Cash BackPremium
Annual fee₹1,000per year
Top earn rateNot confirmed
RBL Bank№ 416

RBL Bank Blockbuster Credit Card

Credit card issued by RBL Bank.

PremiumWelcome Bonus
Annual fee₹3,000per year
Top earn rate20 pts per ₹100Not yet checked with RBL Bankdining on weekends
RBL Bank№ 417

RBL Bank DMI Finance Credit Card

The Points Parade Begins: Receive a warm welcome of 2,000 Reward Points.

PremiumWelcome Bonus
Annual fee₹499per year
Top earn rateNot confirmed
RBL Bank№ 418

RBL Bank iGlobe Credit Card

Get a MakeMyTrip Voucher worth INR 3,000 as a welcome benefit.

PremiumTravel
Annual fee₹3,000per year
Top earn rate10 pts per ₹100International Purchases
RBL Bank№ 423

RBL Bank Patanjali Swarn Credit Card

Earn 6,000 reward points as welcome benefit on your first spend of INR 1,000 or more, within 30 days from card issuance.

PremiumWelcome Bonus
Annual fee₹1,499per year
Top earn rateNot confirmed
RBL Bank№ 424

RBL Bank Patanjali Vishisht Credit Card

Earn 2,000 reward points as welcome benefit on your first spend of INR 500 or more, within 30 days from card issuance.

PremiumWelcome Bonus
Annual fee₹499per year
Top earn rateNot confirmed
RBL Bank№ 426

RBL Bank Play Credit Card

Welcome Benefit: Enjoy a INR 500 discount on BookMyShow on making a purchase within 30 days of Card issuance.

Premium
Annual fee₹500per year
Top earn rateNot confirmed
RBL Bank№ 428

RBL Bank QuickPay Credit Card

Enjoy 20% cashback on your first 2 UPI transactions completed within 15 days of card issuance, subject to a maximum cashback of INR 50.

Rewards
Annual fee₹99per year
Top earn rate1 pts per ₹200Other
RBL Bank№ 430

RBL Bank SalarySe UP Credit Card

2,500 reward points on making first transaction of INR 500 within 30 days of issuance Additional 2,000 reward points on making 15 UPI transactions worth INR 500 each within 30 days of card issuance Spend more.. Earn more.. You get additional 1,500 reward points on spending INR 30,000 in first 3 months of card issuance

PremiumWelcome Bonus
Annual fee₹499per year
Top earn rateNot confirmed
RBL Bank№ 431

RBL Bank Shoppers Stop Black Credit Card

Activate your Card and start shopping within the first 30 days to unlock a Shoppers Stop INR 3,000 voucher, along with a beautifully curated welcome gift worth INR 3,000.

Premium
Annual fee₹10,000per year
Top earn rate15 pts per ₹200Not yet checked with RBL BankShoppers Stop Universe
RBL Bank№ 432

RBL Bank Shoppers Stop Gold Credit Card

Activate your Card and start shopping within the first 30 days to unlock welcome gift worth INR 1,000.

Premium
Annual fee₹1,000per year
Top earn rate10 pts per ₹200Not yet checked with RBL BankShoppers Stop Universe
Questions

Frequently asked

How many credit cards does PointsExplained track in India?

We currently track 591 credit cards in India, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in India?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 591 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “₹0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.